\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643: \u0643\u064a\u0641 \u062a\u063a\u064a\u0651\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u201c\u0627\u0644\u0641\u0631\u0639\u201d \u0645\u0646 \u0627\u0644\u062f\u0627\u062e\u0644\u061f<\/title><br \/>\n<meta name=\"description\" content=\"\u062a\u062d\u0644\u064a\u0644 \u0645\u0639\u0645\u0651\u0642 \u0644\u0643\u064a\u0641\u064a\u0629 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639: \u0627\u0644\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u0630\u0643\u064a\u060c \u062f\u0639\u0645 \u0627\u0644\u0645\u0648\u0638\u0641\u060c \u0643\u0634\u0641 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u060c \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642\u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0637\u0648\u0627\u0628\u064a\u0631 \u0627\u0644\u0627\u0646\u062a\u0638\u0627\u0631\u060c \u0645\u0639 \u0642\u0631\u0627\u0621\u0629 \u0648\u0627\u0642\u0639\u064a\u0629 \u0644\u0645\u0627 \u064a\u0645\u0643\u0646 \u062a\u0637\u0628\u064a\u0642\u0647 \u0641\u064a \u062a\u0648\u0646\u0633.\" \/><br \/>\n<meta name=\"keywords\" content=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643, \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643, \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629, \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644, Copilot \u0644\u0644\u0628\u0646\u0648\u0643, \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0628\u0646\u0643\u064a\" \/><\/p>\n<p><br \/>\n<meta name=\"focus-keyword\" content=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643\" \/><\/p>\n<p><br \/>\n<meta property=\"og:type\" content=\"article\" \/><br \/>\n<meta property=\"og:locale\" content=\"ar_TN\" \/><br \/>\n<meta property=\"og:title\" content=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643: \u0643\u064a\u0641 \u062a\u063a\u064a\u0651\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u201c\u0627\u0644\u0641\u0631\u0639\u201d \u0645\u0646 \u0627\u0644\u062f\u0627\u062e\u0644\u061f\" \/><br \/>\n<meta property=\"og:description\" content=\"\u062a\u062d\u0644\u064a\u0644 \u0645\u0639\u0645\u0651\u0642 \u0644\u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0643\u064a\u0629: \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u0630\u0643\u064a \u0625\u0644\u0649 \u062f\u0639\u0645 \u0627\u0644\u0645\u0648\u0638\u0641 \u0648\u0643\u0634\u0641 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642.\" \/><br \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tunimedia.tn\/ar\/\" \/><br \/>\n<meta property=\"og:site_name\" content=\"Tunimedia\" \/><\/p>\n<p><br \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/><br \/>\n<meta name=\"twitter:title\" content=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643\" \/><br \/>\n<meta name=\"twitter:description\" content=\"\u0643\u064a\u0641 \u062a\u063a\u064a\u0651\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u201c\u0627\u0644\u0641\u0631\u0639\u201d \u0645\u0646 \u0627\u0644\u062f\u0627\u062e\u0644 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u061f\" \/><\/p>\n<style>\n body{font-family: system-ui, -apple-system, \"Segoe UI\", Tahoma, Arial, sans-serif; margin:0; background:#fff; color:#111; line-height:1.9;}<br \/>\n article{max-width:980px; margin:auto; padding:18px 16px 60px;}<br \/>\n header{padding:10px 0 6px; border-bottom:1px solid #e9e9e9; margin-bottom:16px;}<br \/>\n h2{font-size:1.45em; margin:0 0 8px;}<br \/>\n h3{font-size:1.2em; margin:24px 0 10px;}<br \/>\n p{margin:10px 0;}<br \/>\n .snippet{background:#f7f7f7; border:1px solid #eee; padding:14px; border-radius:10px; margin:14px 0;}<br \/>\n .note{background:#fff7e6; border:1px solid #ffe4b5; padding:12px; border-radius:10px; margin:14px 0;}<br \/>\n .grid{display:grid; grid-template-columns:1fr; gap:10px;}<br \/>\n ul{margin:8px 0 8px 18px;}<br \/>\n li{margin:6px 0;}<br \/>\n figure{margin:14px 0; padding:0; border:1px solid #eee; border-radius:12px; overflow:hidden; background:#fafafa;}<br \/>\n figcaption{padding:10px 12px; font-size:.95em; color:#333; border-top:1px solid #eee;}<br \/>\n .img-placeholder{padding:18px 12px; font-size:.95em; color:#555;}<br \/>\n .ad-wrap{margin:16px 0; display:flex; justify-content:center;}<br \/>\n .hr{height:1px; background:#eee; margin:18px 0;}<br \/>\n .faq details{border:1px solid #eee; border-radius:10px; padding:12px; margin:10px 0; background:#fff;}<br \/>\n .faq summary{cursor:pointer; font-weight:700;}<br \/>\n .links a{color:#0b57d0; text-decoration:none;}<br \/>\n .links a:hover{text-decoration:underline;}<br \/>\n <\/style>\n<p><\/head><\/p>\n<p><body><\/p>\n<article>\n<header>\n<h2>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643: \u0627\u0644\u062a\u062d\u0648\u0651\u0644 \u0627\u0644\u0635\u0627\u0645\u062a \u0627\u0644\u0630\u064a \u064a\u063a\u064a\u0651\u0631 \u201c\u0627\u0644\u0641\u0631\u0639\u201d \u0645\u0646 \u0627\u0644\u062f\u0627\u062e\u0644<\/h2>\n<p>\u0644\u0633\u0646\u0648\u0627\u062a\u060c \u0643\u0627\u0646 \u0627\u0644\u062d\u062f\u064a\u062b \u0639\u0646 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0645\u0631\u062a\u0628\u0637\u064b\u0627 \u0628\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u060c \u0627\u0644\u0634\u0627\u062a \u0628\u0648\u062a\u060c \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<br \/>\n\u0644\u0643\u0646 \u0645\u0627 \u064a\u062d\u062f\u062b \u0627\u0644\u064a\u0648\u0645 \u0623\u0639\u0645\u0642: \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0643\u0628\u0631\u0649 \u0628\u062f\u0623\u062a \u062a\u0646\u0642\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0625\u0644\u0649 \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639 \u0646\u0641\u0633\u0647\u0627.<br \/>\n\u0644\u064a\u0633 \u0643\u0634\u0639\u0627\u0631 \u062a\u0633\u0648\u064a\u0642\u064a\u060c \u0628\u0644 \u0643\u0637\u0628\u0642\u0629 \u062a\u0634\u063a\u064a\u0644 \u062c\u062f\u064a\u062f\u0629 \u062a\u063a\u064a\u0651\u0631 \u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u062d\u0631\u0641\u0627\u0621\u060c \u0637\u0631\u064a\u0642\u0629 \u0639\u0645\u0644 \u0627\u0644\u0645\u0648\u0638\u0641\u060c \u0648\u0637\u0631\u064a\u0642\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644.<\/p>\n<div class=\"snippet\">\n <strong>\u0641\u0642\u0631\u0629 \u062a\u0639\u0631\u064a\u0641 \u0645\u062e\u062a\u0635\u0631\u0629 (\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0644\u0638\u0647\u0648\u0631 \u0641\u064a Featured Snippets):<\/strong><\/p>\n<p>\u062a\u0633\u062a\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0637\u0648\u0627\u0628\u064a\u0631\u060c \u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0628\u0648\u0627\u062c\u0647\u0627\u062a \u201cCopilot\u201d\u060c<br \/>\n\u0643\u0634\u0641 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0647\u0648\u064a\u0629\u060c \u0623\u062a\u0645\u062a\u0629 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642\u060c \u0648\u0627\u0644\u062a\u0646\u0628\u0624 \u0628\u062d\u0627\u062c\u0627\u062a \u0627\u0644\u062d\u0631\u064a\u0641 \u0642\u0628\u0644 \u0623\u0646 \u064a\u0637\u0644\u0628\u0647\u0627.<\/p>\n<\/div>\n<p><br \/>\n<\/header>\n<p> <\/p>\n<div class=\"ad-wrap\">\n <ins class=\"adsbygoogle\"\n style=\"display:inline-block;width:336px;height:280px\"\n data-ad-client=\"ca-pub-8850810724347453\"\n data-ad-slot=\"8645323225\"><\/ins><\/div>\n<p><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/p>\n<section>\n<h3>\u0644\u0645\u0627\u0630\u0627 \u0644\u0645 \u064a\u0639\u062f \u201c\u0627\u0644\u0641\u0631\u0639\u201d \u0645\u062c\u0631\u062f \u0645\u0643\u062a\u0628 \u062e\u062f\u0645\u0627\u062a\u061f<\/h3>\n<p>\u0627\u0644\u0641\u0631\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0641\u064a 2025\u20132026 \u0644\u0645 \u064a\u0639\u062f \u0645\u0643\u0627\u0646\u064b\u0627 \u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0641\u0642\u0637. \u0647\u0648 \u0648\u0627\u062c\u0647\u0629 \u062b\u0642\u0629\u060c \u0648\u0645\u0631\u0643\u0632 \u0645\u0628\u064a\u0639\u0627\u062a \u0648\u0627\u0633\u062a\u0634\u0627\u0631\u0629\u060c \u0648\u0646\u0642\u0637\u0629 \u062a\u062d\u0643\u0645 \u0641\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c<br \/>\n\u0648\u0623\u062d\u064a\u0627\u0646\u064b\u0627 \u201c\u0645\u0631\u0643\u0632 \u0625\u0646\u0642\u0627\u0630\u201d \u0644\u0644\u062d\u0631\u064a\u0641 \u0639\u0646\u062f\u0645\u0627 \u062a\u062a\u0639\u0642\u062f \u0627\u0644\u0623\u0645\u0648\u0631 \u0641\u064a \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<br \/>\n\u0627\u0644\u0645\u0634\u0643\u0644\u0629 \u0623\u0646 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0642\u062f\u064a\u0645 \u0644\u0644\u0641\u0631\u0639 \u0645\u064f\u0643\u0644\u0641 \u0648\u0628\u0637\u064a\u0621: \u0637\u0648\u0627\u0628\u064a\u0631\u060c \u0623\u0648\u0631\u0627\u0642\u060c \u062a\u0643\u0631\u0627\u0631 \u0623\u0633\u0626\u0644\u0629\u060c \u0648\u0623\u062e\u0637\u0627\u0621 \u0628\u0634\u0631\u064a\u0629 \u0641\u064a \u0625\u062f\u062e\u0627\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a.<\/p>\n<p>\u0647\u0646\u0627 \u064a\u062f\u062e\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0643\u062d\u0644 \u0639\u0645\u0644\u064a: \u0644\u064a\u0633 \u0644\u064a\u064f\u063a\u0644\u0642 \u0627\u0644\u0641\u0631\u0648\u0639\u060c \u0628\u0644 \u0644\u064a\u062c\u0639\u0644\u0647\u0627 \u062a\u0639\u0645\u0644 \u0628\u0645\u0646\u0637\u0642 \u0645\u062e\u062a\u0644\u0641.<br \/>\n\u0627\u0644\u0628\u0646\u0648\u0643 \u0644\u0627 \u062a\u0628\u062d\u062b \u0639\u0646 \u201c\u0631\u0648\u0628\u0648\u062a\u201d \u0645\u0643\u0627\u0646 \u0627\u0644\u0645\u0648\u0638\u0641\u060c \u0628\u0644 \u062a\u0628\u062d\u062b \u0639\u0646:<br \/>\n\u062a\u0642\u0644\u064a\u0635 \u0632\u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u0631\u0641\u0639 \u062c\u0648\u062f\u0629 \u0627\u0644\u0642\u0631\u0627\u0631\u060c \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644.<\/p>\n<div class=\"note\">\n <strong>\u0641\u0643\u0631\u0629 \u0645\u0641\u062a\u0627\u062d\u064a\u0629:<\/strong><\/p>\n<p>\u0623\u0643\u062b\u0631 \u0645\u0634\u0631\u0648\u0639 AI \u0646\u0627\u062c\u062d \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639 \u0647\u0648 \u0627\u0644\u0630\u064a \u064a\u062e\u062a\u0641\u064a \u0641\u064a \u0627\u0644\u062e\u0644\u0641\u064a\u0629:<br \/>\n\u0627\u0644\u062d\u0631\u064a\u0641 \u064a\u0634\u0639\u0631 \u0623\u0646 \u0627\u0644\u062e\u062f\u0645\u0629 \u0635\u0627\u0631\u062a \u0623\u0633\u0631\u0639 \u0648\u0623\u0648\u0636\u062d\u060c \u0648\u0627\u0644\u0645\u0648\u0638\u0641 \u064a\u0634\u0639\u0631 \u0623\u0646 \u0627\u0644\u0636\u063a\u0637 \u0646\u0642\u0635\u0651\u060c \u0648\u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u062a\u0631\u0649 \u0623\u0631\u0642\u0627\u0645\u064b\u0627 \u0623\u0641\u0636\u0644 \u062f\u0648\u0646 \u0636\u062c\u064a\u062c.<\/p>\n<\/div>\n<\/section>\n<section>\n<h3>1) \u0627\u0644\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u0630\u0643\u064a \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0637\u0648\u0627\u0628\u064a\u0631: \u0623\u0648\u0644 \u0645\u0643\u0633\u0628 \u0633\u0631\u064a\u0639<\/h3>\n<figure>\n<div class=\"img-placeholder\">\n <strong>\u0636\u0639 \u0647\u0646\u0627 \u0635\u0648\u0631\u0629 \u201c\u0641\u0631\u0639 \u062d\u062f\u064a\u062b \u0645\u0639 \u0623\u0643\u0634\u0627\u0643\/\u0634\u0627\u0634\u0627\u062a \u0627\u0633\u062a\u0642\u0628\u0627\u0644\u201d<\/strong><br \/>\n\u0645\u062b\u0627\u0644 \u0627\u0644\u0635\u0648\u0631\u0629: \u0643\u0634\u0643 \u0631\u0642\u0645\u064a\u060c \u0634\u0627\u0634\u0629 \u062a\u0631\u0634\u062f \u0627\u0644\u062d\u0631\u064a\u0641\u060c \u0648\u0645\u0633\u0627\u062d\u0629 \u062e\u062f\u0645\u0629 \u0630\u0627\u062a\u064a\u0629.<\/div><figcaption>\n \u0627\u0644\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u0630\u0643\u064a \u064a\u062e\u062a\u0635\u0631 \u201c\u0641\u0648\u0636\u0649 \u0627\u0644\u0628\u062f\u0627\u064a\u0629\u201d: \u0644\u0645\u0627\u0630\u0627 \u062c\u0627\u0621 \u0627\u0644\u062d\u0631\u064a\u0641\u061f \u0645\u0646 \u0627\u0644\u0645\u0648\u0638\u0641 \u0627\u0644\u0623\u0646\u0633\u0628\u061f \u0647\u0644 \u064a\u0645\u0643\u0646 \u062e\u062f\u0645\u062a\u0647 \u0630\u0627\u062a\u064a\u064b\u0627\u061f<br \/>\n<\/figcaption><\/figure>\n<p>\u0623\u0648\u0644 \u0646\u0642\u0637\u0629 \u062a\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0647\u064a \u201c\u0644\u062d\u0638\u0629 \u0627\u0644\u062f\u062e\u0648\u0644\u201d.<br \/>\n\u0641\u064a \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a: \u0627\u0644\u062d\u0631\u064a\u0641 \u064a\u0633\u0623\u0644\u060c \u064a\u0646\u062a\u0638\u0631\u060c \u0642\u062f \u064a\u064f\u062d\u0648\u0651\u064e\u0644 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0645\u0631\u0629\u060c \u0648\u064a\u0639\u064a\u062f \u0646\u0641\u0633 \u0627\u0644\u0642\u0635\u0629 \u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0645\u062e\u062a\u0644\u0641\u064a\u0646.<br \/>\n\u0647\u0630\u0627 \u0644\u064a\u0633 \u0641\u0642\u0637 \u0625\u0632\u0639\u0627\u062c\u064b\u0627\u061b \u0628\u0644 \u062a\u0643\u0644\u0641\u0629 \u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0645\u0628\u0627\u0634\u0631\u0629.<\/p>\n<p>\u0627\u0644\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u0630\u0643\u064a (Kiosk\/Concierge) \u064a\u0639\u0645\u0644 \u0639\u0627\u062f\u0629 \u0628\u062b\u0644\u0627\u062b \u0637\u0628\u0642\u0627\u062a:<\/p>\n<ul>\n<li><strong>\u0641\u0647\u0645 \u0627\u0644\u0637\u0644\u0628:<\/strong> \u062a\u062d\u062f\u064a\u062f \u0633\u0628\u0628 \u0627\u0644\u0632\u064a\u0627\u0631\u0629 \u0639\u0628\u0631 \u0623\u0633\u0626\u0644\u0629 \u0642\u0635\u064a\u0631\u0629 \u0623\u0648 \u0635\u0648\u062a.<\/li>\n<li><strong>\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u062e\u062f\u0645\u0629:<\/strong> \u0647\u0644 \u0647\u064a \u062e\u062f\u0645\u0629 \u0628\u0633\u064a\u0637\u0629 (\u0628\u0637\u0627\u0642\u0629\u060c \u0643\u0634\u0641 \u062d\u0633\u0627\u0628) \u0623\u0645 \u0645\u0644\u0641 \u0645\u0639\u0642\u0651\u062f (\u0642\u0631\u0636\u060c \u0646\u0632\u0627\u0639\u060c \u0627\u0645\u062a\u062b\u0627\u0644)\u061f<\/li>\n<li><strong>\u0627\u0644\u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0630\u0643\u064a:<\/strong> \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u062d\u0631\u0641\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u0634\u0628\u0627\u0628\u064a\u0643\/\u0627\u0644\u0645\u0633\u062a\u0634\u0627\u0631\u064a\u0646 \u062d\u0633\u0628 \u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635 \u0648\u0627\u0644\u0636\u063a\u0637 \u0627\u0644\u0644\u062d\u0638\u064a.<\/li>\n<\/ul>\n<p>\u0627\u0644\u0623\u0647\u0645: \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0647\u0646\u0627 \u0644\u0627 \u064a\u062d\u062a\u0627\u062c \u201c\u0645\u0639\u062c\u0632\u0627\u062a \u0644\u063a\u0648\u064a\u0629\u201d.<br \/>\n\u064a\u0643\u0641\u064a \u0646\u0645\u0648\u0630\u062c \u062a\u0635\u0646\u064a\u0641 \u0628\u0633\u064a\u0637 + \u0628\u064a\u0627\u0646\u0627\u062a \u062a\u0627\u0631\u064a\u062e\u064a\u0629 \u0644\u0644\u0637\u0648\u0627\u0628\u064a\u0631 + \u0642\u0648\u0627\u0639\u062f \u0648\u0627\u0636\u062d\u0629.<br \/>\n\u0627\u0644\u0646\u062a\u064a\u062c\u0629 \u062a\u064f\u0642\u0627\u0633 \u0628\u0633\u0647\u0648\u0644\u0629: \u0648\u0642\u062a \u0627\u0646\u062a\u0638\u0627\u0631 \u0623\u0642\u0644\u060c \u201c\u0631\u062d\u0644\u0629\u201d \u0623\u0642\u0635\u0631 \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0639\u060c \u0648\u0631\u0636\u0627 \u0623\u0639\u0644\u0649.<\/p>\n<div class=\"snippet\">\n <strong>\u0645\u0624\u0634\u0631\u0627\u062a \u0642\u064a\u0627\u0633 \u0641\u0639\u0651\u0627\u0644\u0629 \u0641\u064a \u0627\u0644\u0641\u0631\u0648\u0639:<\/strong><\/p>\n<ul>\n<li>\u0645\u062a\u0648\u0633\u0637 \u0632\u0645\u0646 \u0627\u0644\u0627\u0646\u062a\u0638\u0627\u0631 (Average Wait Time)<\/li>\n<li>\u0632\u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0629 \u0645\u0646 \u0623\u0648\u0644 \u062a\u0648\u0627\u0635\u0644 \u0625\u0644\u0649 \u0627\u0644\u0625\u063a\u0644\u0627\u0642 (End-to-End Time)<\/li>\n<li>\u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0628\u064a\u0646 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 (Handover Rate)<\/li>\n<li>\u0646\u0633\u0628\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062d\u0648\u0644\u062a \u0625\u0644\u0649 \u0642\u0646\u0627\u0629 \u0630\u0627\u062a\u064a\u0629 (Deflection Rate)<\/li>\n<\/ul>\n<\/div>\n<\/section>\n<p> <\/p>\n<div class=\"ad-wrap\">\n <ins class=\"adsbygoogle\"\n style=\"display:block\"\n data-ad-client=\"ca-pub-8850810724347453\"\n data-ad-slot=\"8781054594\"\n data-ad-format=\"auto\"\n data-full-width-responsive=\"true\"><\/ins><\/div>\n<p><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/p>\n<section>\n<h3>2) Copilot \u0644\u0644\u0645\u0648\u0638\u0641: \u0646\u0642\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0645\u0646 \u201c\u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u201d \u0625\u0644\u0649 \u201c\u0646\u0638\u0627\u0645\u201d<\/h3>\n<figure>\n<div class=\"img-placeholder\">\n <strong>\u0636\u0639 \u0647\u0646\u0627 \u0635\u0648\u0631\u0629 \u201c\u0644\u0648\u062d\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\/\u062f\u0627\u0634\u0628\u0648\u0631\u062f \u062a\u062d\u0644\u064a\u0644\u064a\u0629\u201d<\/strong><br \/>\n\u0645\u062b\u0627\u0644 \u0627\u0644\u0635\u0648\u0631\u0629: \u0645\u0624\u0634\u0631\u0627\u062a \u0645\u062e\u0627\u0637\u0631\u060c \u062a\u0648\u0635\u064a\u0627\u062a\u060c \u0645\u0644\u0641 \u062d\u0631\u064a\u0641\u060c \u0648\u0627\u062d\u062a\u0645\u0627\u0644\u0627\u062a.<\/div><figcaption>\n Copilot \u0644\u0627 \u064a\u0628\u064a\u0639 \u0645\u0643\u0627\u0646 \u0627\u0644\u0645\u0648\u0638\u0641\u060c \u0628\u0644 \u064a\u0645\u0646\u062d\u0647 \u201c\u0630\u0627\u0643\u0631\u0629 \u0627\u0644\u0628\u0646\u0643\u201d \u0641\u064a \u0644\u062d\u0638\u0629 \u0648\u0627\u062d\u062f\u0629: \u0625\u062c\u0631\u0627\u0621\u0627\u062a\u060c \u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0645\u062e\u0627\u0637\u0631\u060c \u0648\u062a\u0648\u0635\u064a\u0627\u062a.<br \/>\n<\/figcaption><\/figure>\n<p>\u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639\u060c \u0623\u062b\u0645\u0646 \u0645\u0648\u0631\u062f \u0647\u0648 \u0648\u0642\u062a \u0627\u0644\u0645\u0648\u0638\u0641 \u0648\u062a\u0631\u0643\u064a\u0632\u0647.<br \/>\n\u0627\u0644\u0645\u0648\u0638\u0641 \u0627\u0644\u062c\u064a\u062f \u064a\u0636\u064a\u0639 \u062c\u0632\u0621\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0645\u0646 \u064a\u0648\u0645\u0647 \u0641\u064a \u0627\u0644\u0628\u062d\u062b: \u0645\u0627 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629\u061f \u0645\u0627 \u0627\u0644\u0633\u0642\u0641\u061f \u0645\u0627 \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a\u061f<br \/>\n\u0645\u0627\u0630\u0627 \u062a\u0642\u0648\u0644 \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u061f \u0643\u064a\u0641 \u0646\u0641\u0633\u0631 \u0628\u0646\u062f\u064b\u0627 \u0642\u0627\u0646\u0648\u0646\u064a\u064b\u0627 \u0644\u0644\u062d\u0631\u064a\u0641 \u062f\u0648\u0646 \u062e\u0637\u0623\u061f<\/p>\n<p>\u0647\u0646\u0627 \u064a\u0638\u0647\u0631 \u201cCopilot\u201d \u0643\u0641\u0643\u0631\u0629 \u0639\u0645\u0644\u064a\u0629: \u0645\u0633\u0627\u0639\u062f \u0630\u0643\u064a \u0645\u062f\u0645\u062c \u0641\u064a \u0646\u0638\u0627\u0645 \u0627\u0644\u0639\u0645\u0644\u060c \u064a\u0642\u062f\u0651\u0645 \u0644\u0644\u0645\u0648\u0638\u0641:<\/p>\n<ul>\n<li><strong>\u062a\u0644\u062e\u064a\u0635 \u0645\u0644\u0641 \u0627\u0644\u062d\u0631\u064a\u0641:<\/strong> \u0627\u0644\u062f\u062e\u0644\u060c \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u062d\u0633\u0627\u0628\u060c \u0648\u0633\u0644\u0648\u0643 \u0627\u0644\u0633\u062f\u0627\u062f.<\/li>\n<li><strong>\u0627\u0642\u062a\u0631\u0627\u062d \u0627\u0644\u0645\u0633\u0627\u0631 \u0627\u0644\u0623\u0646\u0633\u0628:<\/strong> \u0645\u0646\u062a\u062c \u0645\u0646\u0627\u0633\u0628 \u0623\u0648 \u0628\u062f\u064a\u0644 \u064a\u062e\u0641\u0651\u0636 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/li>\n<li><strong>\u0642\u0627\u0626\u0645\u0629 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062f\u0642\u064a\u0642\u0629:<\/strong> \u062e\u0637\u0648\u0629 \u0628\u062e\u0637\u0648\u0629\u060c \u062d\u0633\u0628 \u0646\u0648\u0639 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0648\u062d\u0627\u0644\u0629 \u0627\u0644\u062d\u0631\u064a\u0641.<\/li>\n<li><strong>\u062a\u0646\u0628\u064a\u0647\u0627\u062a \u0627\u0645\u062a\u062b\u0627\u0644:<\/strong> \u0625\u0634\u0627\u0631\u0627\u062a \u062d\u0645\u0631\u0627\u0621 \u0642\u0628\u0644 \u0648\u0642\u0648\u0639 \u0627\u0644\u062e\u0637\u0623 (KYC\/AML\/limits).<\/li>\n<\/ul>\n<p>\u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u0647\u0646\u0627 \u0644\u064a\u0633 \u201c\u062a\u0642\u0646\u064a\u064b\u0627\u201d \u0641\u0642\u0637\u060c \u0628\u0644 \u201c\u0625\u062f\u0627\u0631\u064a\u064b\u0627\u201d.<br \/>\n\u0639\u0646\u062f\u0645\u0627 \u064a\u0635\u0628\u062d \u0627\u0644\u0642\u0631\u0627\u0631 \u0645\u0628\u0646\u064a\u064b\u0627 \u0639\u0644\u0649 \u062a\u0648\u0635\u064a\u0629 \u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u062a\u0642\u0644\u0651 \u0627\u0644\u0641\u0631\u0648\u0642\u0627\u062a \u0628\u064a\u0646 \u0645\u0648\u0638\u0641 \u062c\u062f\u064a\u062f \u0648\u0645\u0648\u0638\u0641 \u062e\u0628\u064a\u0631.<br \/>\n\u0647\u0630\u0627 \u064a\u0631\u0641\u0639 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0648\u064a\u0642\u0644\u0651\u0644 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0634\u062e\u0635\u064a.<\/p>\n<div class=\"note\">\n <strong>\u0646\u0642\u0637\u0629 \u062d\u0633\u0627\u0633\u0629:<\/strong><\/p>\n<p>Copilot \u0627\u0644\u0646\u0627\u062c\u062d \u062f\u0627\u062e\u0644 \u0641\u0631\u0639 \u0628\u0646\u0643\u064a \u0644\u0627 \u064a\u0642\u062f\u0651\u0645 \u201c\u0625\u062c\u0627\u0628\u0629 \u0648\u0627\u062d\u062f\u0629\u201d \u0641\u0642\u0637.<br \/>\n\u0628\u0644 \u064a\u0642\u062f\u0651\u0645 <strong>\u0633\u0628\u0628 \u0627\u0644\u062a\u0648\u0635\u064a\u0629<\/strong> + <strong>\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062b\u0642\u0629<\/strong> + <strong>\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629<\/strong>.<br \/>\n\u0647\u0630\u0627 \u064a\u062d\u0645\u064a \u0627\u0644\u0645\u0648\u0638\u0641 \u0648\u064a\u062c\u0639\u0644 \u0627\u0644\u0642\u0631\u0627\u0631 \u0642\u0627\u0628\u0644\u064b\u0627 \u0644\u0644\u062a\u062f\u0642\u064a\u0642.<\/p>\n<\/div>\n<\/section>\n<section>\n<h3>3) \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0647\u0648\u064a\u0629 \u0648\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644: \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0643\u062d\u0627\u0631\u0633 \u0628\u0648\u0627\u0628\u0629<\/h3>\n<figure>\n<div class=\"img-placeholder\">\n <strong>\u0636\u0639 \u0647\u0646\u0627 \u0635\u0648\u0631\u0629 \u201c\u062a\u062d\u0642\u0642 \u0628\u064a\u0648\u0645\u062a\u0631\u064a\/\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0648\u062c\u0647\u201d<\/strong><br \/>\n\u0645\u062b\u0627\u0644 \u0627\u0644\u0635\u0648\u0631\u0629: \u0634\u0628\u0643\u0629 \u0646\u0642\u0627\u0637 \u0639\u0644\u0649 \u0627\u0644\u0648\u062c\u0647\u060c \u0623\u0648 \u0623\u064a\u0642\u0648\u0646\u0627\u062a \u062a\u062d\u0642\u0642 \u0647\u0648\u064a\u0629.<\/div><figcaption>\n \u0627\u0644\u062a\u062d\u0642\u0642 \u0627\u0644\u0630\u0643\u064a \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0639 \u064a\u0642\u0644\u0651\u0644 \u0627\u0644\u062a\u0632\u0648\u064a\u0631 \u0648\u064a\u064f\u062d\u0633\u0651\u0646 \u201c\u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u0635\u0627\u0645\u062a\u201d \u062f\u0648\u0646 \u062e\u0644\u0642 \u062a\u0648\u062a\u0631 \u0645\u0639 \u0627\u0644\u062d\u0631\u064a\u0641.<br \/>\n<\/figcaption><\/figure>\n<p>\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639 \u0642\u062f \u064a\u0643\u0648\u0646 \u0623\u062e\u0637\u0631 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648\u0647\u0627\u062a:<br \/>\n\u0648\u062b\u0627\u0626\u0642 \u201c\u062a\u0628\u062f\u0648\u201d \u0635\u062d\u064a\u062d\u0629\u060c \u062d\u0636\u0648\u0631 \u062c\u0633\u062f\u064a \u064a\u062e\u0644\u0642 \u062b\u0642\u0629 \u0632\u0627\u0626\u0641\u0629\u060c \u0648\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0636\u063a\u0637 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0638\u0641 \u0644\u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0628\u0633\u0631\u0639\u0629.<br \/>\n\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0647\u0646\u0627 \u064a\u062f\u062e\u0644 \u0643\u0637\u0628\u0642\u0629 \u0641\u062d\u0635 \u0625\u0636\u0627\u0641\u064a\u0629:<\/p>\n<ul>\n<li><strong>\u0645\u0637\u0627\u0628\u0642\u0629 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u0647\u0648\u064a\u0629:<\/strong> \u0643\u0634\u0641 \u0627\u0644\u062a\u0644\u0627\u0639\u0628 \u0641\u064a \u0627\u0644\u0635\u0648\u0631\u060c \u0627\u0644\u062e\u0637\u0648\u0637\u060c \u0623\u0648 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u0623\u0645\u0646\u064a\u0629.<\/li>\n<li><strong>\u0645\u0637\u0627\u0628\u0642\u0629 \u0627\u0644\u0648\u062c\u0647 \u0628\u0627\u0644\u0648\u062b\u064a\u0642\u0629:<\/strong> \u062a\u0642\u0644\u064a\u0644 \u0627\u0646\u062a\u062d\u0627\u0644 \u0627\u0644\u0647\u0648\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0633\u0629.<\/li>\n<li><strong>\u062a\u062d\u0644\u064a\u0644 \u0646\u0645\u0637 \u0627\u0644\u0639\u0645\u0644\u064a\u0629:<\/strong> \u0647\u0644 \u0627\u0644\u0637\u0644\u0628 \u201c\u063a\u064a\u0631 \u0637\u0628\u064a\u0639\u064a\u201d \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0633\u0644\u0648\u0643 \u0627\u0644\u062d\u0631\u064a\u0641\u061f<\/li>\n<li><strong>\u062a\u0646\u0628\u064a\u0647 \u0627\u0644\u0645\u0648\u0638\u0641:<\/strong> \u0625\u0634\u0627\u0631\u0627\u062a \u062e\u0637\u0631 \u062f\u0648\u0646 \u0627\u062a\u0647\u0627\u0645 \u0645\u0628\u0627\u0634\u0631 \u0644\u0644\u062d\u0631\u064a\u0641.<\/li>\n<\/ul>\n<p>\u0627\u0644\u0646\u0642\u0637\u0629 \u0627\u0644\u0645\u0647\u0645\u0629: \u0627\u0644\u0628\u0646\u0648\u0643 \u0644\u0627 \u062a\u0631\u064a\u062f \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0641\u0631\u0639 \u0625\u0644\u0649 \u201c\u0646\u0642\u0637\u0629 \u062a\u0641\u062a\u064a\u0634\u201d.<br \/>\n\u0644\u0630\u0644\u0643 \u0623\u0641\u0636\u0644 \u062a\u0635\u0645\u064a\u0645 \u0647\u0648: \u062a\u062d\u0642\u0642 \u0633\u0631\u064a\u0639\u060c \u062b\u0645 \u062a\u0635\u0639\u064a\u062f \u062a\u062f\u0631\u064a\u062c\u064a \u0641\u0642\u0637 \u0639\u0646\u062f \u0627\u0644\u0627\u0634\u062a\u0628\u0627\u0647.<br \/>\n\u0623\u064a \u0623\u0646 95% \u0645\u0646 \u0627\u0644\u062d\u0631\u0641\u0627\u0621 \u064a\u0645\u0631\u0651\u0648\u0646 \u0628\u0633\u0644\u0627\u0633\u0629\u060c \u06485% \u0641\u0642\u0637 \u062a\u064f\u0637\u0628\u0651\u0642 \u0639\u0644\u064a\u0647\u0645 \u0637\u0628\u0642\u0627\u062a \u062a\u062d\u0642\u0642 \u0625\u0636\u0627\u0641\u064a\u0629.<\/p>\n<\/section>\n<section>\n<h3>4) \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0648\u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u0644\u0641\u0627\u062a: \u0642\u062a\u0644 \u0627\u0644\u0632\u0645\u0646 \u0627\u0644\u0645\u064a\u062a<\/h3>\n<figure>\n<div class=\"img-placeholder\">\n <strong>\u0636\u0639 \u0647\u0646\u0627 \u0635\u0648\u0631\u0629 \u201c\u0623\u062a\u0645\u062a\u0629 \u0648\u062b\u0627\u0626\u0642\/Document Automation\u201d<\/strong><br \/>\n\u0645\u062b\u0627\u0644 \u0627\u0644\u0635\u0648\u0631\u0629: \u0645\u062e\u0637\u0637 \u062a\u062f\u0641\u0642: \u0627\u0633\u062a\u062e\u0631\u0627\u062c \u0628\u064a\u0627\u0646\u0627\u062a\u060c \u062a\u0635\u0646\u064a\u0641\u060c \u062a\u062d\u0642\u0642\u060c \u0623\u0631\u0634\u0641\u0629.<\/div><figcaption>\n \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u062a\u064f\u062d\u0648\u0651\u0644 \u201c\u0627\u0644\u0648\u0631\u0642\u201d \u0625\u0644\u0649 \u0628\u064a\u0627\u0646\u0627\u062a \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0628\u062d\u062b \u0648\u0627\u0644\u062a\u062f\u0642\u064a\u0642\u060c \u0648\u062a\u063a\u0644\u0642 \u0628\u0627\u0628 \u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0625\u062f\u062e\u0627\u0644 \u0627\u0644\u064a\u062f\u0648\u064a.<br \/>\n<\/figcaption><\/figure>\n<p>\u062c\u0632\u0621 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0628\u0637\u0621 \u0627\u0644\u0641\u0631\u0648\u0639 \u0644\u064a\u0633 \u0641\u064a \u0627\u0644\u0642\u0631\u0627\u0631 \u0646\u0641\u0633\u0647\u060c \u0628\u0644 \u0641\u064a \u201c\u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0645\u0644\u0641\u201d:<br \/>\n\u0646\u0633\u062e\u060c \u0645\u0633\u062d \u0636\u0648\u0626\u064a\u060c \u0625\u062f\u062e\u0627\u0644 \u064a\u062f\u0648\u064a\u060c \u062a\u062d\u0642\u0642 \u0645\u0646 \u062a\u0637\u0627\u0628\u0642 \u0627\u0644\u0623\u0633\u0645\u0627\u0621 \u0648\u0627\u0644\u062a\u0648\u0627\u0631\u064a\u062e\u060c \u062b\u0645 \u0623\u0631\u0634\u0641\u0629.<br \/>\n\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0647\u0646\u0627 \u064a\u0639\u0645\u0644 \u0645\u0639 OCR\/IDP \u0644\u064a\u062a\u0648\u0644\u0649:<\/p>\n<ul>\n<li>\u0627\u0633\u062a\u062e\u0631\u0627\u062c \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0646 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 (\u062a\u0639\u0631\u064a\u0641\u060c \u0643\u0634\u0641 \u0623\u062c\u0648\u0631\u060c \u0641\u0648\u0627\u062a\u064a\u0631\u060c \u0639\u0642\u0648\u062f)<\/li>\n<li>\u0643\u0634\u0641 \u0627\u0644\u0646\u0648\u0627\u0642\u0635 \u0648\u0627\u0644\u062a\u0646\u0627\u0642\u0636\u0627\u062a \u0642\u0628\u0644 \u0623\u0646 \u064a\u0631\u0633\u0644 \u0627\u0644\u0645\u0648\u0638\u0641 \u0627\u0644\u0645\u0644\u0641<\/li>\n<li>\u0627\u0642\u062a\u0631\u0627\u062d \u0642\u0627\u0626\u0645\u0629 \u0648\u062b\u0627\u0626\u0642 \u0646\u0627\u0642\u0635\u0629 \u062d\u0633\u0628 \u0646\u0648\u0639 \u0627\u0644\u0639\u0645\u0644\u064a\u0629<\/li>\n<li>\u0623\u0631\u0634\u0641\u0629 \u0630\u0643\u064a\u0629 \u062a\u064f\u0633\u0647\u0651\u0644 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0644\u0627\u062d\u0642\u064b\u0627<\/li>\n<\/ul>\n<p>\u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u064a\u0639\u0637\u064a \u0645\u0643\u0627\u0633\u0628 \u0633\u0631\u064a\u0639\u0629 \u0644\u0623\u0646 \u0623\u062b\u0631\u0647 \u0645\u0628\u0627\u0634\u0631 \u0639\u0644\u0649 \u0627\u0644\u0632\u0645\u0646 \u0648\u0627\u0644\u062a\u0643\u0644\u0641\u0629.<br \/>\n\u0648\u0627\u0644\u0623\u0647\u0645: \u064a\u062e\u0641\u0651\u0636 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u062a\u064a \u062a\u062e\u0644\u0642 \u0644\u0627\u062d\u0642\u064b\u0627 \u0645\u0634\u0627\u0643\u0644 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0623\u0648 \u0634\u0643\u0627\u0648\u0649.<\/p>\n<\/section>\n<section>\n<h3>5) \u201c\u0627\u0644\u0641\u0631\u0639 \u0627\u0644\u0627\u0633\u062a\u0628\u0627\u0642\u064a\u201d: \u0627\u0644\u062a\u0646\u0628\u0624 \u0628\u0645\u0627 \u064a\u062d\u062a\u0627\u062c\u0647 \u0627\u0644\u062d\u0631\u064a\u0641 \u0642\u0628\u0644 \u0623\u0646 \u064a\u0637\u0644\u0628\u0647<\/h3>\n<p>\u0639\u0646\u062f\u0645\u0627 \u062a\u062a\u0648\u0641\u0631 \u0628\u064a\u0627\u0646\u0627\u062a \u0643\u0627\u0641\u064a\u0629\u060c \u062a\u0646\u062a\u0642\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0645\u0646 \u062e\u062f\u0645\u0629 \u201c\u0631\u062f \u0641\u0639\u0644\u201d \u0625\u0644\u0649 \u062e\u062f\u0645\u0629 \u201c\u0627\u0633\u062a\u0628\u0627\u0642\u064a\u0629\u201d.<br \/>\n\u0645\u062b\u0627\u0644 \u0648\u0627\u0642\u0639\u064a \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0639:<\/p>\n<ul>\n<li>\u062d\u0631\u064a\u0641 \u064a\u062a\u0643\u0631\u0631 \u062d\u0636\u0648\u0631\u0647 \u0644\u0637\u0644\u0628 \u0643\u0634\u0641 \u062d\u0633\u0627\u0628 \u0628\u0633\u0628\u0628 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0625\u062f\u0627\u0631\u064a\u0629: \u064a\u0642\u062a\u0631\u062d \u0627\u0644\u0646\u0638\u0627\u0645 \u062a\u0641\u0639\u064a\u0644 \u0642\u0646\u0627\u0629 \u0631\u0642\u0645\u064a\u0629 \u0623\u0648 \u062e\u062f\u0645\u0629 \u0625\u0634\u0639\u0627\u0631\u0627\u062a.<\/li>\n<li>\u062d\u0631\u064a\u0641 \u064a\u0637\u0644\u0628 \u0642\u0631\u0636\u064b\u0627 \u0642\u0635\u064a\u0631\u064b\u0627: \u0627\u0644\u0646\u0638\u0627\u0645 \u064a\u0644\u0627\u062d\u0638 \u0646\u0645\u0637 \u062f\u062e\u0644 \u0645\u0648\u0633\u0645\u064a \u0648\u064a\u0642\u062a\u0631\u062d \u0645\u0646\u062a\u062c\u064b\u0627 \u064a\u0646\u0627\u0633\u0628 \u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/li>\n<li>\u062d\u0631\u064a\u0641 \u0644\u062f\u064a\u0647 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u062a\u0643\u0631\u0631\u0629 \u0648\u0631\u0633\u0648\u0645 \u0645\u0631\u062a\u0641\u0639\u0629: \u0627\u0644\u0646\u0638\u0627\u0645 \u064a\u0642\u062a\u0631\u062d \u0628\u0627\u0642\u0629 \u0623\u0648 \u0645\u0633\u0627\u0631\u064b\u0627 \u0623\u0642\u0644 \u062a\u0643\u0644\u0641\u0629.<\/li>\n<\/ul>\n<p>\u0647\u0646\u0627 \u064a\u0635\u0628\u062d \u0627\u0644\u0641\u0631\u0639 \u0623\u0634\u0628\u0647 \u0628\u0639\u064a\u0627\u062f\u0629 \u0645\u0627\u0644\u064a\u0629: \u0627\u0644\u0645\u0648\u0638\u0641 \u0644\u0627 \u064a\u0646\u062a\u0638\u0631 \u0633\u0624\u0627\u0644 \u0627\u0644\u062d\u0631\u064a\u0641 \u0641\u0642\u0637\u060c<br \/>\n\u0628\u0644 \u064a\u0641\u062a\u062d \u0645\u062d\u0627\u062f\u062b\u0629 \u0645\u0628\u0646\u064a\u0629 \u0639\u0644\u0649 \u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0645\u0639 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0627\u062d\u062a\u0631\u0627\u0645 \u0648\u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629.<\/p>\n<div class=\"note\">\n <strong>\u0642\u0627\u0639\u062f\u0629 \u0630\u0647\u0628\u064a\u0629:<\/strong><\/p>\n<p>\u0627\u0644\u0627\u0633\u062a\u0628\u0627\u0642\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u062d\u062a\u0631\u0645 \u0627\u0644\u0633\u064a\u0627\u0642 \u062a\u062a\u062d\u0648\u0644 \u0625\u0644\u0649 \u201c\u0625\u0632\u0639\u0627\u062c\u201d.<br \/>\n\u0644\u0630\u0644\u0643 \u064a\u062c\u0628 \u0623\u0646 \u062a\u064f\u0628\u0646\u0649 \u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a \u0639\u0644\u0649 \u0644\u062d\u0638\u0629 \u0645\u0646\u0627\u0633\u0628\u0629 \u062f\u0627\u062e\u0644 \u0627\u0644\u062d\u0648\u0627\u0631\u060c \u0644\u0627 \u0639\u0646\u062f \u062f\u062e\u0648\u0644 \u0627\u0644\u062d\u0631\u064a\u0641.<\/p>\n<\/div>\n<\/section>\n<section>\n<h3>\u0627\u0644\u0639\u0627\u0626\u0642 \u0627\u0644\u062d\u0642\u064a\u0642\u064a: \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0648\u0644\u064a\u0633 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/h3>\n<p>\u0623\u0643\u062b\u0631 \u0633\u0628\u0628 \u064a\u0641\u0634\u0644 \u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639 \u0647\u0648 \u0627\u0644\u0627\u0639\u062a\u0642\u0627\u062f \u0623\u0646 \u0627\u0644\u0645\u0634\u0643\u0644\u0629 \u201c\u0646\u0645\u0648\u0630\u062c\u201d.<br \/>\n\u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639\u060c 80% \u0645\u0646 \u0627\u0644\u0646\u062c\u0627\u062d \u0647\u0648:<\/p>\n<ul>\n<li><strong>\u062c\u0648\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a:<\/strong> \u062a\u0648\u062d\u064a\u062f \u0645\u0635\u0627\u062f\u0631\u0647\u0627 \u0648\u062a\u0639\u0631\u064a\u0641\u0627\u062a\u0647\u0627 (\u0627\u0644\u062f\u062e\u0644\u060c \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u060c \u0627\u0644\u0645\u062e\u0627\u0637\u0631).<\/li>\n<li><strong>\u062d\u0648\u0643\u0645\u0629 \u0648\u0627\u0636\u062d\u0629:<\/strong> \u0645\u0646 \u064a\u0645\u0644\u0643 \u0627\u0644\u0642\u0631\u0627\u0631\u061f \u0645\u0646 \u064a\u0631\u0627\u062c\u0639 \u0627\u0644\u0623\u062e\u0637\u0627\u0621\u061f \u0645\u0646 \u064a\u062d\u062f\u0651\u062b \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a\u061f<\/li>\n<li><strong>\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u0623\u0646\u0638\u0645\u0629:<\/strong> Copilot \u0628\u0644\u0627 \u062a\u0643\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u0646\u0643\u064a \u064a\u0635\u0628\u062d \u0645\u062c\u0631\u062f \u201c\u0645\u0633\u062a\u0634\u0627\u0631 \u062e\u0627\u0631\u062c\u064a\u201d.<\/li>\n<li><strong>\u062a\u062f\u0631\u064a\u0628 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646:<\/strong> \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0625\u0644\u0649 \u0639\u0627\u062f\u0629 \u0639\u0645\u0644 \u064a\u0648\u0645\u064a\u0629\u060c \u0644\u0627 \u062d\u0645\u0644\u0629 \u0645\u0624\u0642\u062a\u0629.<\/li>\n<\/ul>\n<p>\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u064a \u0646\u062c\u062d\u062a \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0639\u0627\u062f\u0629 \u062a\u062e\u062a\u0627\u0631 \u201c\u062d\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0635\u063a\u064a\u0631\u0629\u201d \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639\u060c<br \/>\n\u062a\u062b\u0628\u062a \u0627\u0644\u0639\u0627\u0626\u062f\u060c \u062b\u0645 \u062a\u0648\u0633\u0651\u0639 \u062a\u062f\u0631\u064a\u062c\u064a\u064b\u0627.<\/p>\n<\/section>\n<p> <\/p>\n<div class=\"ad-wrap\">\n <ins class=\"adsbygoogle\"\n style=\"display:inline-block;width:336px;height:280px\"\n data-ad-client=\"ca-pub-8850810724347453\"\n data-ad-slot=\"8645323225\"><\/ins><\/div>\n<p><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/p>\n<section>\n<h3>\u0642\u0631\u0627\u0621\u0629 \u062a\u0648\u0646\u0633\u064a\u0629: \u0645\u0627\u0630\u0627 \u064a\u0645\u0643\u0646 \u062a\u0637\u0628\u064a\u0642\u0647 \u0641\u064a \u0627\u0644\u0641\u0631\u0648\u0639 \u062f\u0648\u0646 \u0635\u062f\u0645\u0627\u062a\u061f<\/h3>\n<p>\u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0629\u060c \u0627\u0644\u062a\u062d\u062f\u064a \u0644\u064a\u0633 \u0627\u0644\u0631\u063a\u0628\u0629 \u0641\u0642\u0637\u060c \u0628\u0644 \u0627\u0644\u0648\u0627\u0642\u0639 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a: \u0636\u063a\u0637 \u0627\u0644\u0641\u0631\u0648\u0639\u060c \u062d\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c<br \/>\n\u0648\u062a\u0641\u0627\u0648\u062a \u062c\u0627\u0647\u0632\u064a\u0629 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0628\u064a\u0646 \u0628\u0646\u0643 \u0648\u0622\u062e\u0631. \u0644\u0630\u0644\u0643\u060c \u0627\u0644\u0645\u0646\u0637\u0642\u064a \u0647\u0648 \u201c\u062e\u0627\u0631\u0637\u0629 \u0637\u0631\u064a\u0642\u201d \u0645\u0646 \u062b\u0644\u0627\u062b \u0645\u0631\u0627\u062d\u0644:<\/p>\n<ul>\n<li><strong>\u0627\u0644\u0645\u0631\u062d\u0644\u0629 1 (\u0633\u0631\u064a\u0639\u0629):<\/strong> \u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0630\u0643\u064a + \u0625\u062f\u0627\u0631\u0629 \u0637\u0648\u0627\u0628\u064a\u0631 + \u0623\u062a\u0645\u062a\u0629 \u0648\u062b\u0627\u0626\u0642 \u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0645\u062d\u062f\u062f\u0629.<\/li>\n<li><strong>\u0627\u0644\u0645\u0631\u062d\u0644\u0629 2 (\u0645\u062a\u0648\u0633\u0637\u0629):<\/strong> Copilot \u062f\u0627\u062e\u0644\u064a \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0645\u0631\u062a\u0628\u0637 \u0628\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0628\u0646\u0643 \u0648\u0645\u0646\u062a\u062c\u0627\u062a\u0647.<\/li>\n<li><strong>\u0627\u0644\u0645\u0631\u062d\u0644\u0629 3 (\u0645\u062a\u0642\u062f\u0645\u0629):<\/strong> \u062a\u062d\u0642\u0642 \u0628\u064a\u0648\u0645\u062a\u0631\u064a\/\u062a\u062d\u0644\u064a\u0644\u064a \u0644\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0633\u0629 + \u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0633\u062a\u0628\u0627\u0642\u064a\u0629 \u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a.<\/li>\n<\/ul>\n<p>\u0647\u0630\u0647 \u0627\u0644\u0645\u0642\u0627\u0631\u0628\u0629 \u062a\u0642\u0644\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0644\u0623\u0646\u0647\u0627 \u062a\u0628\u062f\u0623 \u0628\u0645\u0627 \u0647\u0648 \u0642\u0627\u0628\u0644 \u0644\u0644\u0642\u064a\u0627\u0633 \u0648\u0633\u0647\u0644 \u0627\u0644\u062f\u0641\u0627\u0639 \u0639\u0646\u0647 \u0625\u062f\u0627\u0631\u064a\u064b\u0627:<br \/>\n\u0648\u0642\u062a \u0623\u0642\u0644\u060c \u0623\u062e\u0637\u0627\u0621 \u0623\u0642\u0644\u060c \u0648\u0634\u0643\u0627\u0648\u0649 \u0623\u0642\u0644.<\/p>\n<\/section>\n<section class=\"faq\">\n<h3>\u0623\u0633\u0626\u0644\u0629 \u0634\u0627\u0626\u0639\u0629<\/h3>\n<details>\n<summary>\u0647\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639 \u0633\u064a\u064f\u0639\u0648\u0636 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646\u061f<\/summary>\n<p> \u0641\u064a \u0623\u063a\u0644\u0628 \u0627\u0644\u062a\u062c\u0627\u0631\u0628\u060c \u0627\u0644\u0647\u062f\u0641 \u0644\u064a\u0633 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0628\u0644 \u0646\u0642\u0644 \u0627\u0644\u0645\u0648\u0638\u0641 \u0645\u0646 \u0623\u0639\u0645\u0627\u0644 \u0631\u0648\u062a\u064a\u0646\u064a\u0629 \u0625\u0644\u0649 \u0623\u0639\u0645\u0627\u0644 \u0630\u0627\u062a \u0642\u064a\u0645\u0629:<br \/>\n\u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0629\u060c \u062d\u0644 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a\u060c \u0648\u0628\u064a\u0639 \u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0646\u0627\u0633\u0628\u0629 \u0645\u0639 \u0645\u062e\u0627\u0637\u0631 \u0623\u0642\u0644.<\/p>\n<\/details>\n<details>\n<summary>\u0645\u0627 \u0623\u0633\u0631\u0639 \u0645\u0634\u0631\u0648\u0639 AI \u064a\u0639\u0637\u064a \u0646\u062a\u064a\u062c\u0629 \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0639\u061f<\/summary>\n<p> \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0637\u0648\u0627\u0628\u064a\u0631 \u0648\u0627\u0644\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u0630\u0643\u064a + \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642. \u0644\u0623\u0646 \u0642\u064a\u0627\u0633 \u0627\u0644\u0623\u062b\u0631 \u0648\u0627\u0636\u062d \u0648\u0645\u0628\u0627\u0634\u0631 \u0639\u0644\u0649 \u0627\u0644\u0632\u0645\u0646 \u0648\u0627\u0644\u0623\u062e\u0637\u0627\u0621.<\/p>\n<\/details>\n<details>\n<summary>\u0623\u064a\u0646 \u062a\u0643\u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0643\u0628\u0631\u0649\u061f<\/summary>\n<p> \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629\u060c \u0627\u0644\u0627\u0646\u062d\u064a\u0627\u0632 \u0641\u064a \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a\u060c \u0648\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0623\u0639\u0645\u0649 \u0639\u0644\u0649 \u062a\u0648\u0635\u064a\u0629 \u0627\u0644\u0646\u0638\u0627\u0645 \u062f\u0648\u0646 \u062a\u0641\u0633\u064a\u0631 \u0623\u0648 \u0645\u0631\u0627\u062c\u0639\u0629 \u0628\u0634\u0631\u064a\u0629.<\/p>\n<\/details>\n<\/section>\n<section>\n<h3>\u062e\u0644\u0627\u0635\u0629<\/h3>\n<p>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639 \u0644\u064a\u0633 \u0645\u0648\u0636\u0629 \u062a\u0642\u0646\u064a\u0629\u060c \u0628\u0644 \u0625\u0639\u0627\u062f\u0629 \u062a\u0635\u0645\u064a\u0645 \u0644\u0644\u0641\u0631\u0639: \u0643\u064a\u0641 \u064a\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u062d\u0631\u064a\u0641\u060c \u0643\u064a\u0641 \u064a\u064f\u062c\u0647\u0651\u0632 \u0627\u0644\u0645\u0644\u0641\u060c<br \/>\n\u0643\u064a\u0641 \u064a\u064f\u062a\u062e\u0630 \u0627\u0644\u0642\u0631\u0627\u0631\u060c \u0648\u0643\u064a\u0641 \u062a\u064f\u062f\u0627\u0631 \u0627\u0644\u0645\u062e\u0627\u0637\u0631. \u0627\u0644\u0646\u062c\u0627\u062d \u0644\u0627 \u064a\u0642\u0627\u0633 \u0628\u0639\u062f\u062f \u201c\u0627\u0644\u0634\u0627\u062a \u0628\u0648\u062a\u201d\u060c \u0628\u0644 \u0628\u062a\u063a\u064a\u0651\u0631 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u064a\u0648\u0645\u064a\u0629:<br \/>\n\u0632\u0645\u0646 \u0623\u0642\u0644\u060c \u062c\u0648\u062f\u0629 \u0623\u0639\u0644\u0649\u060c \u0648\u0623\u062e\u0637\u0627\u0621 \u0623\u0642\u0644.<\/p>\n<div class=\"hr\"><\/div>\n<section class=\"links\">\n<h3>\u0631\u0648\u0627\u0628\u0637 \u0645\u0631\u062c\u0639\u064a\u0629 \u0645\u0648\u062b\u0648\u0642\u0629 (\u0644\u0644\u062a\u0648\u0633\u0651\u0639 \u0648\u0627\u0644\u062a\u062d\u0642\u0642)<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.hsbc.com\/who-we-are\/hsbc-and-digital\/hsbc-and-ai\/transforming-hsbc-with-ai\" rel=\"noopener\" target=\"_blank\">HSBC: Transforming HSBC with AI<\/a><\/li>\n<li><a href=\"https:\/\/www.santander.com\/en\/stories\/santander-data-ai-first-strategy-accelerates-through-openai-collaboration\" rel=\"noopener\" target=\"_blank\">Santander: Data & AI-first strategy \u0645\u0639 OpenAI<\/a><\/li>\n<li><a href=\"https:\/\/www.bbva.com\/en\/innovation\/data-innovation\/artificial-intelligence\/\" rel=\"noopener\" target=\"_blank\">BBVA: Artificial Intelligence strategy<\/a><\/li>\n<li><a href=\"https:\/\/www.qorusglobal.com\/content\/29432-bbva-introduces-ai-powered-virtual-assistant-for-customers-and-agents\" rel=\"noopener\" target=\"_blank\">BBVA: AI-powered virtual assistant (Qorus)<\/a><\/li>\n<\/ul>\n<h3>\u0631\u0648\u0627\u0628\u0637 \u062f\u0627\u062e\u0644\u064a\u0629 \u0645\u0642\u062a\u0631\u062d\u0629 (\u0639\u062f\u0651\u0644\u0647\u0627 \u0628\u0645\u0642\u0627\u0644\u0627\u062a \u0645\u0646 \u0645\u0648\u0642\u0639\u0643)<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.tunimedia.tn\/ar\/\" rel=\"noopener\">\u0645\u062a\u0627\u0628\u0639\u0629 \u0645\u0648\u0642\u0639 \u062a\u0648\u0646\u064a\u0645\u064a\u062f\u064a\u0627<\/a><\/li>\n<li><a href=\"https:\/\/www.tunimedia.tn\/ar\/\" rel=\"noopener\">\u0622\u062e\u0631 \u0623\u062e\u0628\u0627\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0648\u0627\u0644\u0645\u0627\u0644<\/a><\/li>\n<li><a href=\"https:\/\/www.tunimedia.tn\/ar\/\" rel=\"noopener\">\u0645\u0644\u0641\u0627\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0642\u0631\u0648\u0636<\/a><\/li>\n<\/ul>\n<\/section>\n<p style=\"margin-top:18px;\">\n \u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u062a\u0627\u0628\u0639\u0629 \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a: <a href=\"https:\/\/www.tunimedia.tn\/ar\" rel=\"noopener\">https:\/\/www.tunimedia.tn\/ar<\/a><\/p>\n<\/section>\n<\/article>\n<p><br \/>\n<\/body><br \/>\n<\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643: \u0643\u064a\u0641 \u062a\u063a\u064a\u0651\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u201c\u0627\u0644\u0641\u0631\u0639\u201d \u0645\u0646 \u0627\u0644\u062f\u0627\u062e\u0644\u061f \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062f\u0627\u062e\u0644 \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643: \u0627\u0644\u062a\u062d\u0648\u0651\u0644 \u0627\u0644\u0635\u0627\u0645\u062a \u0627\u0644\u0630\u064a \u064a\u063a\u064a\u0651\u0631 \u201c\u0627\u0644\u0641\u0631\u0639\u201d \u0645\u0646 \u0627\u0644\u062f\u0627\u062e\u0644 \u0644\u0633\u0646\u0648\u0627\u062a\u060c \u0643\u0627\u0646 \u0627\u0644\u062d\u062f\u064a\u062b \u0639\u0646 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0645\u0631\u062a\u0628\u0637\u064b\u0627 \u0628\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u060c \u0627\u0644\u0634\u0627\u062a \u0628\u0648\u062a\u060c \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629. \u0644\u0643\u0646 \u0645\u0627 \u064a\u062d\u062f\u062b \u0627\u0644\u064a\u0648\u0645 \u0623\u0639\u0645\u0642: \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0643\u0628\u0631\u0649 \u0628\u062f\u0623\u062a \u062a\u0646\u0642\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0625\u0644\u0649 \u062f\u0627\u062e\u0644 \u0627\u0644\u0641\u0631\u0648\u0639 \u0646\u0641\u0633\u0647\u0627. \u0644\u064a\u0633 …<\/p>\n","protected":false},"author":1,"featured_media":63521,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1,889,566,904],"tags":[1527],"yst_prominent_words":[],"class_list":["post-63518","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe","category-tie-world","category-business","category-tie-business","tag-1527"],"jetpack_featured_media_url":"https:\/\/tunimedia.tn\/ar\/wp-content\/uploads\/2025\/12\/AISelect_20251213_005445_Google.jpg","jetpack_shortlink":"https:\/\/wp.me\/paDHaC-gwu","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/posts\/63518","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/comments?post=63518"}],"version-history":[{"count":0,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/posts\/63518\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/media\/63521"}],"wp:attachment":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/media?parent=63518"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/categories?post=63518"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/tags?post=63518"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/yst_prominent_words?post=63518"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

{"id":63518,"date":"2025-12-13T00:51:53","date_gmt":"2025-12-12T23:51:53","guid":{"rendered":"https:\/\/tunimedia.tn\/ar\/?p=63518"},"modified":"2025-12-13T00:58:51","modified_gmt":"2025-12-12T23:58:51","slug":"%d8%a7%d9%84%d8%b0%d9%83%d8%a7%d8%a1-%d8%a7%d9%84%d8%a7%d8%b5%d8%b7%d9%86%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d9%81%d8%b1%d9%88%d8%b9-%d8%a7%d9%84%d8%a8%d9%86%d9%88%d9%83-%d9%87%d9%83%d8%b0%d8%a7-%d8%aa","status":"publish","type":"post","link":"https:\/\/tunimedia.tn\/ar\/%d8%a7%d9%84%d8%b0%d9%83%d8%a7%d8%a1-%d8%a7%d9%84%d8%a7%d8%b5%d8%b7%d9%86%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d9%81%d8%b1%d9%88%d8%b9-%d8%a7%d9%84%d8%a8%d9%86%d9%88%d9%83-%d9%87%d9%83%d8%b0%d8%a7-%d8%aa\/","title":{"rendered":"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643: \u0647\u0643\u0630\u0627 \u062a\u063a\u064a\u0651\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0639\u0645\u0644"},"content":{"rendered":"

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