\u062a\u0642\u0631\u064a\u0631 \u0645\u0642\u0627\u0631\u0646: \u0623\u0641\u0636\u0644 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0648\u0646\u0633 2024\u20132025 (\u0642\u064a\u0645\u0629 + \u062c\u0648\u062f\u0629)<\/title><br \/>\n<meta name=\"description\" content=\"\u0645\u0642\u0627\u0631\u0646\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u0623\u0628\u0631\u0632 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0648\u0646\u0633 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u062c\u0648\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u062a\u0646\u0648\u0651\u0639 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0627\u0644\u062a\u063a\u0637\u064a\u0627\u062a. \u064a\u0634\u0645\u0644 \u062c\u062f\u0627\u0648\u0644\u060c \u0646\u0642\u0627\u0637 \u0642\u0648\u0629\/\u0636\u0639\u0641\u060c \u0648\u062a\u0648\u0635\u064a\u0627\u062a \u062d\u0633\u0628 \u0627\u0644\u0641\u0626\u0629.\" \/><br \/>\n<meta name=\"keywords\" content=\"\u062a\u0623\u0645\u064a\u0646 \u062a\u0648\u0646\u0633, \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646, \u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646, \u0623\u0641\u0636\u0644 \u062a\u0623\u0645\u064a\u0646, STAR, GAT, COMAR, MAGHREBIA, ASTREE, LLOYD TUNISIEN, BIAT Assurances\" \/>\n <link rel=\"canonical\" href=\"https:\/\/www.tunimedia.tn\/ar\" \/><br \/>\n<script type=\"application\/ld+json\"><br \/>\n{<br \/>\n \"@context\":\"https:\/\/schema.org\",<br \/>\n \"@type\":\"Article\",<br \/>\n \"headline\":\"\u062a\u0642\u0631\u064a\u0631 \u0645\u0642\u0627\u0631\u0646: \u0623\u0641\u0636\u0644 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0648\u0646\u0633 2024\u20132025 (\u0642\u064a\u0645\u0629 + \u062c\u0648\u062f\u0629)\",<br \/>\n \"inLanguage\":\"ar\",<br \/>\n \"datePublished\":\"2025-09-18\",<br \/>\n \"dateModified\":\"2025-09-18\",<br \/>\n \"author\":{\"@type\":\"Organization\",\"name\":\"Tunimedia\"},<br \/>\n \"publisher\":{\"@type\":\"Organization\",\"name\":\"Tunimedia\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.tunimedia.tn\/ar\/logo.png\"}},<br \/>\n \"articleSection\":[\"\u062a\u0623\u0645\u064a\u0646\",\"\u0627\u0642\u062a\u0635\u0627\u062f\",\"\u0645\u0642\u0627\u0631\u0646\u0627\u062a\"],<br \/>\n \"about\":[\"\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0648\u0646\u0633\",\"\u0645\u0642\u0627\u0631\u0646\u0629 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\"]\n}<br \/>\n<\/script><\/p>\n<style>\n :root{--bg:#0f172a;--card:#0b1220;--muted:#94a3b8;--text:#e2e8f0;--accent:#38bdf8;--good:#10b981;--warn:#f59e0b;--bad:#ef4444}<br \/>\n body{background:#0a0f1c;color:var(--text);font-family:system-ui,-apple-system,Segoe UI,Roboto,Tahoma,Arial,sans-serif;line-height:1.75;margin:0;padding:0}<br \/>\n .wrap{max-width:1040px;margin:auto;padding:24px}<br \/>\n header{background:linear-gradient(135deg,#0b1220,#121a2e 60%);border-bottom:1px solid #22314d}<br \/>\n header .wrap{padding-top:32px;padding-bottom:28px}<br \/>\n h1,h2,h3{line-height:1.3;margin:0 0 12px}<br \/>\n h1{font-size:1.6rem;font-weight:800;color:#e5f5ff}<br \/>\n h2{font-size:1.25rem;color:#dbeafe;margin-top:22px}<br \/>\n h3{font-size:1.05rem;color:#bfdbfe}<br \/>\n p{color:#cbd5e1;margin:0 0 10px}<br \/>\n .note{font-size:.92rem;color:var(--muted)}<br \/>\n .grid{display:grid;gap:14px}<br \/>\n .grid.cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}<br \/>\n .grid.cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}<br \/>\n @media (max-width:900px){.grid.cols-3{grid-template-columns:1fr}.grid.cols-2{grid-template-columns:1fr}}<br \/>\n .card{background:var(--card);border:1px solid #1f2a44;border-radius:16px;padding:16px}<br \/>\n .tag{display:inline-block;font-size:.78rem;border:1px solid #244065;padding:2px 8px;border-radius:999px;color:#cfe8ff;margin-inline-end:6px}<br \/>\n .kpi{display:flex;gap:14px;flex-wrap:wrap}<br \/>\n .kpi .item{flex:1 1 180px;background:#0d1425;border:1px solid #1e2a44;border-radius:14px;padding:12px}<br \/>\n .item strong{display:block;font-size:.95rem;color:#e6f1ff}<br \/>\n table{width:100%;border-collapse:collapse;font-size:.95rem}<br \/>\n th,td{border-bottom:1px dashed #2a395c;padding:10px 8px;text-align:right}<br \/>\n thead th{position:sticky;top:0;background:#0d1628;color:#dbeafe}<br \/>\n .up{color:var(--good);font-weight:700}<br \/>\n .down{color:var(--bad);font-weight:700}<br \/>\n .pill{padding:2px 8px;border-radius:10px;background:#0e1a2f;border:1px solid #1e2f4d;color:#d2e5ff;font-size:.78rem}<br \/>\n .good{color:var(--good)}<br \/>\n .warn{color:var(--warn)}<br \/>\n .bad{color:var(--bad)}<br \/>\n .hl{color:var(--accent);font-weight:700}<br \/>\n footer{margin-top:24px;border-top:1px solid #1e2b49;padding-top:16px}<br \/>\n .ads{margin:18px 0;display:flex;justify-content:center}<br \/>\n .callout{border-left:4px solid var(--accent);background:#0b1220;padding:12px 14px;border-radius:10px}<br \/>\n<\/style>\n<p><br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8850810724347453\" crossorigin=\"anonymous\"><\/script><br \/>\n<\/head><br \/>\n<body><\/p>\n<header>\n<div class=\"wrap\">\n<h1>\u062a\u0642\u0631\u064a\u0631 \u0645\u0642\u0627\u0631\u0646: \u0623\u0641\u0636\u0644 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0648\u0646\u0633 2024\u20132025 (\u0642\u064a\u0645\u0629 + \u062c\u0648\u062f\u0629)<\/h1>\n<p class=\"note\">\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0646\u0634\u0631: 18 \u0633\u0628\u062a\u0645\u0628\u0631 2025 \u2014 \u0627\u0644\u062a\u0648\u0642\u064a\u062a: \u062a\u0648\u0646\u0633 (Africa\/Tunis)<\/p>\n<div class=\"kpi\">\n<div class=\"item\"><strong>\u0645\u0646\u0647\u062c\u064a\u0629 \u0645\u062e\u062a\u0635\u0631\u0629<\/strong><span class=\"note\">\u062a\u0631\u062c\u064a\u062d \u0645\u0631\u0643\u0628: \u0623\u062f\u0627\u0621 \u0645\u0627\u0644\u064a 40\u066a\u060c \u062c\u0648\u062f\u0629\/\u062e\u062f\u0645\u0629 30\u066a\u060c \u062a\u0646\u0648\u0651\u0639 \u0645\u0646\u062a\u062c\u0627\u062a 20\u066a\u060c \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\/\u0627\u0644\u0634\u0643\u0627\u0648\u0649 10\u066a.<\/span><\/div>\n<div class=\"item\"><strong>\u0646\u0637\u0627\u0642 \u0627\u0644\u0633\u0648\u0642<\/strong><span class=\"note\">\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0623\u0643\u062b\u0631 \u062d\u0636\u0648\u0631\u064b\u0627 \u0641\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0648\u0625\u0641\u0635\u0627\u062d\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0644\u0639\u0627\u0645 2024\u2013\u0627\u0644\u0646\u0635\u0641 \u0627\u0644\u0623\u0648\u0644 2025.<\/span><\/div>\n<div class=\"item\"><strong>\u062a\u062d\u0630\u064a\u0631 \u0645\u0647\u0646\u064a<\/strong><span class=\"note\">\u0639\u062f\u0645 \u062a\u0648\u0627\u0641\u0631 \u0642\u064a\u0627\u0633\u0627\u062a \u0645\u0648\u062d\u0651\u062f\u0629 \u0644\u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u0643\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a\u2014\u0627\u0633\u062a\u064f\u062e\u062f\u0645\u062a \u0628\u062f\u0627\u0626\u0644 \u0645\u0639\u0642\u0648\u0644\u0629 \u0648\u0623\u064f\u0634\u064a\u0631 \u0644\u0644\u0642\u064a\u0648\u062f.<\/span><\/div>\n<\/div>\n<\/div>\n<\/header>\n<p><main class=\"wrap\"><\/p>\n<section class=\"card\">\n<h2>1) \u0646\u0638\u0631\u0629 \u0633\u0631\u064a\u0639\u0629 \u0639\u0644\u0649 \u0627\u0644\u062d\u0635\u0635 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 2024 \u0648\u0646\u0645\u0648 \u0627\u0644\u0623\u0642\u0633\u0627\u0637<\/h2>\n<p>\u064a\u0628\u064a\u0646 \u0627\u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0631\u062a\u064a\u0628 \u0623\u0628\u0631\u0632 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062d\u0633\u0628 \u0623\u0642\u0633\u0627\u0637 2024 (\u0628\u0627\u0644\u062f\u064a\u0646\u0627\u0631) \u0648\u0627\u0644\u062a\u063a\u064a\u0631 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u06402023\u060c \u0645\u0639 \u062a\u0642\u062f\u064a\u0631 \u062d\u0635\u0629 \u0627\u0644\u0633\u0648\u0642.<\/p>\n<div class=\"ads\">\n <br \/>\n<ins class=\"adsbygoogle\"\n style=\"display:inline-block;width:336px;height:280px\"\n data-ad-client=\"ca-pub-8850810724347453\"\n data-ad-slot=\"8645323225\"><\/ins><br \/>\n<script>(adsbygoogle=window.adsbygoogle||[]).push({});<\/script><\/div>\n<div class=\"card\" style=\"margin-top:10px\">\n<table>\n<thead>\n<tr>\n<th>\u0627\u0644\u0634\u0631\u0643\u0629<\/th>\n<th>\u0623\u0642\u0633\u0627\u0637 2024 (\u0645\u0644\u064a\u0648\u0646 \u062f.\u062a.)<\/th>\n<th>\u0646\u0645\u0648 2024\/2023<\/th>\n<th>\u062d\u0635\u0629 \u0633\u0648\u0642\u064a\u0629 \u062a\u0642\u0631\u064a\u0628\u064a\u0629 2024<\/th>\n<th>\u0645\u0644\u0627\u062d\u0638\u0629<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>STAR<\/td>\n<td>\u2248 431.2<\/td>\n<td><span class=\"up\">+10.9%<\/span><\/td>\n<td>\u2248 12.7%<\/td>\n<td>\u0642\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0648\u0642 \u062a\u0642\u0644\u064a\u062f\u064a\u064b\u0627\u060c \u0642\u0627\u0639\u062f\u0629 \u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0633\u0639\u0629.<\/td>\n<\/tr>\n<tr>\n<td>Assurances BIAT<\/td>\n<td>\u2248 279.6<\/td>\n<td><span class=\"up\">+14.8%<\/span><\/td>\n<td>\u2248 8.2%<\/td>\n<td>\u0632\u062e\u0645 \u0646\u0645\u0648 \u0642\u0648\u064a \u0641\u064a \u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629\/\u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629.<\/td>\n<\/tr>\n<tr>\n<td>COMAR<\/td>\n<td>\u2248 270.6<\/td>\n<td><span class=\"up\">+2.6%<\/span><\/td>\n<td>\u2248 8.0%<\/td>\n<td>\u0645\u062d\u0641\u0638\u0629 \u0645\u062a\u0648\u0627\u0632\u0646\u0629\u060c \u062e\u0628\u0631\u0629 \u0642\u062f\u064a\u0645\u0629 \u0628\u0627\u0644\u0633\u0648\u0642.<\/td>\n<\/tr>\n<tr>\n<td>Maghrebia<\/td>\n<td>\u2248 268.6<\/td>\n<td><span class=\"up\">+7.5%<\/span><\/td>\n<td>\u2248 7.9%<\/td>\n<td>\u062d\u0636\u0648\u0631 \u0642\u0648\u064a \u0641\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629.<\/td>\n<\/tr>\n<tr>\n<td>GAT<\/td>\n<td>\u2248 259.8<\/td>\n<td><span class=\"down\">-1.5%<\/span><\/td>\n<td>\u2248 7.6%<\/td>\n<td>\u0645\u062c\u0645\u0648\u0639\u0629 \u0643\u0628\u064a\u0631\u0629 \u0645\u0639 \u0625\u0641\u0635\u0627\u062d\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0646\u062a\u0638\u0645\u0629.<\/td>\n<\/tr>\n<tr>\n<td>Astr\u00e9e<\/td>\n<td>\u2248 253.4<\/td>\n<td><span class=\"up\">+6.1%<\/span><\/td>\n<td>\u2248 7.4%<\/td>\n<td>\u062a\u062d\u0633\u0646 \u0645\u0633\u062a\u0645\u0631 \u0641\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637.<\/td>\n<\/tr>\n<tr>\n<td>Lloyd Tunisien<\/td>\n<td>\u2248 216.4<\/td>\n<td><span class=\"up\">+10.0%<\/span><\/td>\n<td>\u2248 6.4%<\/td>\n<td>\u0646\u0645\u0648 \u0644\u0627\u0641\u062a \u0636\u0645\u0646 \u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"note\">\u0627\u0644\u0645\u0635\u062f\u0631: \u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 2024 \u0627\u0644\u0645\u0646\u0634\u0648\u0631 \u062f\u0648\u0644\u064a\u064b\u0627\u060c \u0645\u0639 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u062a\u0642\u0631\u064a\u0628\u064a\u0629 \u0644\u0644\u062d\u0635\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629. \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u062a\u0642\u0631\u064a\u0628\u064a\u0629 \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u062a\u062d\u0631\u064a\u0631\u064a\u0629.<\/p>\n<\/div>\n<\/section>\n<section class=\"card\">\n<h2>2) \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0629 2024\u20132025<\/h2>\n<ul>\n<li><span class=\"hl\">\u062a\u0633\u0627\u0631\u0639 \u0641\u0631\u0639 \u0627\u0644\u062d\u064a\u0627\u0629:<\/span> \u0646\u0645\u0648 \u0633\u0646\u0648\u064a \u0648\u0627\u0636\u062d \u0644\u0641\u0631\u0639 \u0627\u0644\u062d\u064a\u0627\u0629 \u0641\u064a 2025 \u0645\u0639 \u0627\u0631\u062a\u0641\u0627\u0639 \u0645\u0633\u0627\u0647\u0645\u062a\u0647 \u0641\u064a \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0633\u0648\u0642\u2014\u0625\u0634\u0627\u0631\u0629 \u0625\u064a\u062c\u0627\u0628\u064a\u0629 \u0644\u0644\u0627\u062f\u062e\u0627\u0631 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644.<\/li>\n<li><span class=\"hl\">\u062a\u062d\u0633\u0646 \u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0629 2023\u21922024:<\/span> \u0641\u0627\u0626\u0636 \u062a\u0642\u0646\u064a \u0623\u0639\u0644\u0649 \u0648\u0627\u0631\u062a\u0641\u0627\u0639 \u0641\u064a \u0627\u0644\u0645\u062e\u0635\u0635\u0627\u062a \u0627\u0644\u0641\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u2014\u0642\u0627\u0639\u062f\u0629 \u0635\u0644\u0627\u0628\u0629 \u0623\u0641\u0636\u0644 \u0644\u0644\u0645\u062e\u0627\u0637\u0631.<\/li>\n<li><span class=\"hl\">\u0631\u0642\u0645\u0646\u0629 \u0627\u0644\u0642\u0646\u0648\u0627\u062a:<\/span> \u062a\u0648\u0633\u0651\u0639 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u062e\u062f\u0645\u0627\u062a \u0645\u0627 \u0628\u0639\u062f \u0627\u0644\u0628\u064a\u0639 \u0639\u0646 \u0628\u064f\u0639\u062f\u060c \u0645\u0639 \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0645\u0647\u0646\u064a\u0629 \u0644\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062a\u062d\u0648\u0644.<\/li>\n<\/ul>\n<\/section>\n<section class=\"card\">\n<h2>3) \u0625\u0637\u0627\u0631 \u0627\u0644\u062a\u0642\u064a\u064a\u0645 (\u0645\u0627 \u0646\u062d\u062a\u0633\u0628\u0647 \u0648\u0643\u064a\u0641\u061f)<\/h2>\n<div class=\"grid cols-2\">\n<div>\n<h3>\u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0627\u0644\u064a (40\u066a)<\/h3>\n<p>\u0646\u0645\u0648 \u0627\u0644\u0623\u0642\u0633\u0627\u0637\u060c \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u0646\u0634\u0648\u0631\u0629 (\u0631\u0628\u062d\u064a\u0629 \u062a\u0634\u063a\u064a\u0644\u064a\u0629\/\u0645\u0624\u0634\u0631\u0627\u062a \u0641\u0646\u064a\u0629 \u062d\u064a\u062b \u0645\u062a\u0627\u062d\u0629)\u060c \u0627\u0646\u062a\u0638\u0627\u0645 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0627\u0644\u0633\u0646\u0648\u064a\u060c \u0648\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u062d\u0641\u0638\u0629.<\/p>\n<h3>\u0627\u0644\u062c\u0648\u062f\u0629 \u0648\u0627\u0644\u062e\u062f\u0645\u0629 (30\u066a)<\/h3>\n<p>\u062a\u0648\u0641\u0631 \u0627\u0644\u0642\u0646\u0648\u0627\u062a\u060c \u0633\u0631\u0639\u0629 \u0648\u0648\u0636\u0648\u062d \u0627\u0644\u062a\u0648\u0627\u0635\u0644\u060c \u0631\u0642\u0645\u0646\u0629 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a\u060c \u0648\u062c\u0648\u062f \u0634\u0628\u0643\u0627\u062a \u062e\u0628\u0631\u0627\u0621\/\u062a\u0639\u0648\u064a\u0636 \u0642\u0648\u064a\u0629.<\/p>\n<\/div>\n<div>\n<h3>\u0627\u0644\u062a\u0646\u0648\u0639 \u0648\u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 (20\u066a)<\/h3>\n<p>\u0627\u062a\u0633\u0627\u0639 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a: \u0633\u064a\u0627\u0631\u0627\u062a\u060c \u0635\u062d\u064a\u060c \u0645\u0624\u0633\u0633\u0627\u062a\u060c \u062d\u064a\u0627\u0629\/\u0627\u062f\u062e\u0627\u0631\u060c \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u062a\u062e\u0635\u0635\u064a\u0629 (\u0633\u0641\u0631\u060c \u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a\u060c \u0647\u0646\u062f\u0633\u064a…).<\/p>\n<h3>\u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (10\u066a)<\/h3>\n<p>\u063a\u064a\u0627\u0628 \u0645\u0624\u0634\u0631 \u0631\u0633\u0645\u064a \u0645\u0648\u062d\u062f\u061b \u0627\u0633\u062a\u064f\u062e\u062f\u0645\u062a \u0625\u0634\u0627\u0631\u0627\u062a \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631\u0629 (\u062a\u0648\u0627\u062a\u0631 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u064a\u0629\u060c \u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u062a\u0648\u0627\u0635\u0644\u060c \u0627\u0644\u062c\u0648\u0627\u0626\u0632 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0639\u0646\u062f \u062a\u0648\u0641\u0631\u0647\u0627).<\/p>\n<\/div>\n<\/div>\n<p class=\"callout note\">\u0642\u064a\u0648\u062f \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a: \u0644\u0639\u062f\u0645 \u0646\u0634\u0631 \u201c\u0632\u0645\u0646 \u0627\u0644\u062a\u0633\u0648\u064a\u0629\u201d \u0648\u201c\u0646\u0633\u0628\u0629 \u0642\u0628\u0648\u0644 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a\u201d \u0645\u0648\u062d\u062f\u0629 \u0644\u0643\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a\u060c \u062a\u064f\u0639\u062f \u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0631\u0636\u0627 \u201c\u0646\u0648\u0639\u064a\u0629\/\u0627\u0633\u062a\u0631\u0634\u0627\u062f\u064a\u0629\u201d. \u064a\u064f\u0633\u062a\u062d\u0633\u0646 \u062f\u0627\u0626\u0645\u064b\u0627 \u0637\u0644\u0628 \u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0643\u062a\u0627\u0628\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0631\u0636.<\/p>\n<\/section>\n<section class=\"card\">\n<h2>4) \u0644\u0648\u062d\u0629 \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u0645\u062e\u062a\u0635\u0631\u0629 (\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0637\u0628\u0627\u0639\u0629)<\/h2>\n<table>\n<thead>\n<tr>\n<th>\u0627\u0644\u0634\u0631\u0643\u0629<\/th>\n<th>\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0648\u0627\u062a\u062c\u0627\u0647 2024<\/th>\n<th>\u0639\u0631\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a<\/th>\n<th>\u062e\u062f\u0645\u0629 \u0648\u0634\u0641\u0627\u0641\u064a\u0629<\/th>\n<th>\u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0628\u0627\u0631\u0632\u0629<\/th>\n<th>\u0645\u0644\u0627\u062d\u0638\u0627\u062a\/\u0646\u0642\u0627\u0637 \u0636\u0639\u0641<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>STAR<\/td>\n<td>\u0645\u0631\u062a\u0641\u0639\u061b \u0646\u0645\u0648 \u0625\u064a\u062c\u0627\u0628\u064a<\/td>\n<td>\u0634\u0627\u0645\u0644 (\u0633\u064a\u0627\u0631\u0627\u062a\/\u0635\u062d\u064a\/\u0645\u0624\u0633\u0633\u0627\u062a\/\u062d\u064a\u0627\u0629)<\/td>\n<td>\u0625\u0641\u0635\u0627\u062d\u0627\u062a \u062f\u0648\u0631\u064a\u0629 \u0648\u062a\u0642\u0627\u0631\u064a\u0631 \u0633\u0646\u0648\u064a\u0629<\/td>\n<td class=\"good\">\u0631\u064a\u0627\u062f\u0629 \u0633\u0648\u0642\u064a\u0629\u061b \u0634\u0628\u0643\u0629 \u0642\u0648\u064a\u0629<\/td>\n<td class=\"warn\">\u062a\u0641\u0627\u0648\u062a \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062d\u0633\u0628 \u0627\u0644\u0641\u0631\u0639\/\u0627\u0644\u062c\u0647\u0629<\/td>\n<\/tr>\n<tr>\n<td>GAT<\/td>\n<td>\u0643\u0628\u064a\u0631\u061b \u0623\u062f\u0627\u0621 \u0645\u0633\u062a\u0642\u0631 \u0625\u062c\u0645\u0627\u0644\u064b\u0627<\/td>\n<td>\u0648\u0627\u0633\u0639 + \u0645\u0646\u062a\u062c\u0627\u062a \u0627\u062f\u062e\u0627\u0631\/\u062d\u064a\u0627\u0629 \u0648\u0635\u0646\u0627\u062f\u064a\u0642<\/td>\n<td>\u062a\u0642\u0627\u0631\u064a\u0631 \u0645\u0641\u0635\u0644\u0629 (\u0641\u0631\u062f\u064a\/\u0645\u062c\u0645\u0651\u0639)<\/td>\n<td class=\"good\">\u062a\u0646\u0648\u064a\u0639 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a \u0648\u0646\u0637\u0627\u0642 \u0645\u0646\u062a\u062c\u0627\u062a<\/td>\n<td class=\"warn\">\u062a\u062d\u062f\u064a\u0627\u062a \u0646\u0645\u0648 \u0623\u0642\u0633\u0627\u0637 2024 \u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629<\/td>\n<\/tr>\n<tr>\n<td>COMAR<\/td>\n<td>\u0643\u0628\u064a\u0631\u061b \u0646\u0645\u0648 \u0645\u062d\u062f\u0648\u062f<\/td>\n<td>\u063a\u064a\u0631 \u062d\u064a\u0627\u0629 \u0648\u062d\u0644\u0648\u0644 \u0645\u0624\u0633\u0633\u0627\u062a \u0642\u0648\u064a\u0629<\/td>\n<td>\u0627\u0646\u062a\u0638\u0627\u0645 \u0645\u0647\u0646\u064a \u0648\u062a\u0627\u0631\u064a\u062e \u0637\u0648\u064a\u0644<\/td>\n<td class=\"good\">\u0635\u0644\u0627\u0628\u0629 \u0627\u0643\u062a\u062a\u0627\u0628\u064a\u0629 \u062a\u0627\u0631\u064a\u062e\u064a\u064b\u0627<\/td>\n<td class=\"warn\">\u0625\u064a\u0642\u0627\u0639 \u0646\u0645\u0648 \u0623\u0628\u0637\u0623 \u0645\u0646 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u064a\u0646<\/td>\n<\/tr>\n<tr>\n<td>Maghrebia<\/td>\n<td>\u0643\u0628\u064a\u0631\u061b \u0646\u0645\u0648 \u062c\u064a\u0651\u062f<\/td>\n<td>\u062d\u064a\u0627\u0629\/\u0627\u062f\u062e\u0627\u0631 + \u0639\u0627\u0645<\/td>\n<td>\u0625\u0641\u0635\u0627\u062d \u0633\u0648\u0642\u064a \u0628\u062d\u0643\u0645 \u0627\u0644\u0625\u062f\u0631\u0627\u062c<\/td>\n<td class=\"good\">\u0632\u062e\u0645 \u0641\u064a \u0641\u0631\u0639 \u0627\u0644\u062d\u064a\u0627\u0629<\/td>\n<td class=\"warn\">\u0627\u0639\u062a\u0645\u0627\u062f \u0646\u0633\u0628\u064a \u0639\u0644\u0649 \u062f\u0648\u0631\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0627\u0644\u064a<\/td>\n<\/tr>\n<tr>\n<td>Astr\u00e9e<\/td>\n<td>\u0645\u062a\u0648\u0633\u0637-\u0639\u0627\u0644\u064d\u061b \u0646\u0645\u0648 \u062c\u064a\u0651\u062f<\/td>\n<td>\u0637\u064a\u0641 \u0648\u0627\u0633\u0639 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a<\/td>\n<td>\u062d\u0636\u0648\u0631 \u0627\u062a\u0635\u0627\u0644\u064a \u0644\u0627 \u0628\u0623\u0633 \u0628\u0647<\/td>\n<td class=\"good\">\u062a\u062d\u0633\u0646 \u0623\u0642\u0633\u0627\u0637 \u0645\u062a\u0648\u0627\u0635\u0644<\/td>\n<td class=\"warn\">\u062d\u0627\u062c\u0629 \u0644\u0645\u0632\u064a\u062f \u0625\u0628\u0631\u0627\u0632 \u062a\u0645\u064a\u0651\u0632 \u0627\u0644\u062e\u062f\u0645\u0629<\/td>\n<\/tr>\n<tr>\n<td>Lloyd Tunisien<\/td>\n<td>\u0645\u062a\u0648\u0633\u0637\u061b \u0646\u0645\u0648 \u0644\u0627\u0641\u062a<\/td>\n<td>\u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629 \u0645\u0639 \u062d\u0644\u0648\u0644 \u062a\u062e\u0635\u0635\u064a\u0629<\/td>\n<td>\u0627\u0646\u062a\u0634\u0627\u0631 \u0639\u0645\u0644\u064a \u0645\u062a\u0632\u0627\u064a\u062f<\/td>\n<td class=\"good\">\u0642\u0641\u0632\u0629 \u0646\u0645\u0648 2024<\/td>\n<td class=\"warn\">\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u062d\u064a\u0627\u0629\/\u0627\u0644\u0627\u062f\u062e\u0627\u0631<\/td>\n<\/tr>\n<tr>\n<td>Assurances BIAT<\/td>\n<td>\u0645\u062a\u0648\u0633\u0637-\u0639\u0627\u0644\u064d\u061b \u0646\u0645\u0648 \u0642\u0648\u064a<\/td>\n<td>\u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f\/\u0627\u0644\u062a\u062c\u0632\u0626\u0629<\/td>\n<td>\u0642\u0646\u0648\u0627\u062a \u0628\u0646\u0643\u064a\u0629 \u0645\u0633\u0627\u0646\u062f\u0629<\/td>\n<td class=\"good\">\u0632\u062e\u0645 \u0645\u0628\u064a\u0639\u0627\u062a \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0627\u0644\u0628\u0646\u0643<\/td>\n<td class=\"warn\">\u062d\u0627\u062c\u0629 \u0644\u062a\u0639\u0645\u064a\u0642 \u062d\u0644\u0648\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062b\u0642\u064a\u0644\u0629<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/section>\n<section class=\"card\">\n<h2>5) \u062a\u0635\u0646\u064a\u0641\u0627\u062a \u201c\u0623\u0641\u0636\u0644 \u0642\u064a\u0645\u0629 \u0645\u0642\u0627\u0628\u0644 \u062c\u0648\u062f\u0629\u201d \u062d\u0633\u0628 \u0627\u0644\u0641\u0626\u0629<\/h2>\n<div class=\"grid cols-3\">\n<div class=\"card\">\n<h3>\u0633\u064a\u0627\u0631\u0627\u062a (\u0623\u0641\u0631\u0627\u062f)<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>STAR<\/strong> \u0648<strong>Astr\u00e9e<\/strong><\/p>\n<p class=\"note\">\u0627\u0646\u062a\u0634\u0627\u0631 \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u062e\u0628\u0631\u0629 \u0648\u0627\u0644\u0625\u0635\u0644\u0627\u062d + \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u062a\u0633\u0639\u064a\u0631\u064a \u0646\u0633\u0628\u064a.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>\u0627\u0644\u0635\u062d\u064a (\u0623\u0641\u0631\u0627\u062f\/\u0639\u0627\u0626\u0644\u0627\u062a)<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>Maghrebia<\/strong> \u0648<strong>GAT<\/strong><\/p>\n<p class=\"note\">\u062a\u0646\u0648\u0639 \u0628\u0627\u0642\u0627\u062a\u060c \u0648\u062f\u0639\u0645 \u0642\u0646\u0648\u0627\u062a \u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 (\u062d\u064a\u062b \u0645\u062a\u0627\u062d).<\/p>\n<\/div>\n<div class=\"card\">\n<h3>\u062d\u064a\u0627\u0629\/\u0627\u062f\u062e\u0627\u0631<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>Maghrebia<\/strong> \u0648<strong>GAT<\/strong><\/p>\n<p class=\"note\">\u0632\u062e\u0645 \u0641\u0631\u0639 \u0627\u0644\u062d\u064a\u0627\u0629 2024\u20132025 \u0648\u0635\u0646\u0627\u062f\u064a\u0642\/\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u062f\u062e\u0627\u0631 \u0645\u0633\u0627\u0646\u062f\u0629.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>\u0634\u0631\u0643\u0627\u062a\/SME<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>COMAR<\/strong> \u0648<strong>STAR<\/strong><\/p>\n<p class=\"note\">\u062e\u0628\u0631\u0629 \u0627\u0643\u062a\u062a\u0627\u0628\u064a\u0629 \u0642\u062f\u064a\u0645\u0629 \u0641\u064a \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629\/\u0627\u0644\u0647\u0646\u062f\u0633\u064a\u0629.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>\u0633\u0641\u0631 \u0648\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u062e\u0627\u0635\u0629<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>STAR<\/strong> \u0648<strong>Lloyd Tunisien<\/strong><\/p>\n<p class=\"note\">\u062a\u0648\u0641\u0631 \u062a\u063a\u0637\u064a\u0627\u062a \u0627\u0644\u0633\u0641\u0631\/RC \u0648\u0627\u0633\u062a\u062c\u0627\u0628\u0627\u062a \u0645\u0644\u0627\u0626\u0645\u0629 \u0644\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0642\u0646\u0635\u0644\u064a\u0629.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>\u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>Assurances BIAT<\/strong><\/p>\n<p class=\"note\">\u0642\u0646\u0648\u0627\u062a \u062a\u0648\u0632\u064a\u0639 \u0648\u0627\u0633\u0639\u0629 \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0646\u0645\u0648 \u0623\u0642\u0633\u0627\u0637 \u0642\u0648\u064a.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"card\">\n<h2>6) \u062a\u062d\u0644\u064a\u0644 \u0646\u0642\u0627\u0637 \u0627\u0644\u0642\u0648\u0629 \u0648\u0627\u0644\u0636\u0639\u0641 (\u0645\u062e\u062a\u0635\u0631 \u0627\u0644\u0634\u0631\u0643\u0629\/\u0627\u0644\u0634\u0631\u0643\u0629)<\/h2>\n<ul>\n<li><strong>STAR:<\/strong> <span class=\"good\">\u0642\u0648\u0629 \u0645\u0627\u0644\u064a\u0651\u0629 \u0648\u062d\u0635\u0629 \u0633\u0648\u0642\u064a\u0629 \u0631\u0627\u0626\u062f\u0629<\/span>\u060c \u0634\u0628\u0643\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0648\u0627\u0633\u0639\u0629\u061b <span class=\"warn\">\u062a\u0641\u0627\u0648\u062a \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u062d\u0633\u0628 \u0627\u0644\u062c\u0647\u0629\/\u0627\u0644\u0641\u0631\u0639<\/span>.<\/li>\n<li><strong>GAT:<\/strong> <span class=\"good\">\u062a\u0646\u0648\u064a\u0639 \u0645\u0646\u062a\u062c\u0627\u062a \u0648\u062d\u0636\u0648\u0631 \u0641\u064a \u0627\u0644\u062d\u064a\u0627\u0629\/\u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0645\u0639 \u0625\u0641\u0635\u0627\u062d\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0646\u062a\u0638\u0645\u0629<\/span>\u061b <span class=\"warn\">\u0636\u063a\u0637 \u0646\u0645\u0648 \u0641\u064a \u0628\u0639\u0636 \u0641\u0631\u0648\u0639 \u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629 2024<\/span>.<\/li>\n<li><strong>COMAR:<\/strong> <span class=\"good\">\u062e\u0628\u0631\u0629 \u0627\u0643\u062a\u062a\u0627\u0628\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639<\/span>\u061b <span class=\"warn\">\u0632\u062e\u0645 \u0646\u0645\u0648 \u0623\u0642\u0633\u0627\u0637 \u0623\u0628\u0637\u0623 \u0646\u0633\u0628\u064a\u064b\u0627<\/span>.<\/li>\n<li><strong>Maghrebia:<\/strong> <span class=\"good\">\u0632\u062e\u0645 \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0648\u0642\u0627\u0639\u062f\u0629 \u0632\u0628\u0627\u0626\u0646 \u0648\u0627\u0633\u0639\u0629<\/span>\u061b <span class=\"warn\">\u062d\u0633\u0627\u0633\u064a\u0629 \u0646\u0633\u0628\u064a\u0651\u0629 \u0644\u062f\u0648\u0631\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0627\u0644\u064a<\/span>.<\/li>\n<li><strong>Astr\u00e9e:<\/strong> <span class=\"good\">\u062a\u062d\u0633\u0646 \u062b\u0627\u0628\u062a \u0648\u0646\u0645\u0648 \u062c\u064a\u0651\u062f<\/span>\u061b <span class=\"warn\">\u062d\u0627\u062c\u0629 \u0644\u0625\u0628\u0631\u0627\u0632 \u0645\u064a\u0651\u0632\u0627\u062a \u062e\u062f\u0645\u0629 \u0625\u0636\u0627\u0641\u064a\u0629<\/span>.<\/li>\n<li><strong>Lloyd Tunisien:<\/strong> <span class=\"good\">\u0642\u0641\u0632\u0629 \u0646\u0645\u0648 \u0641\u064a 2024<\/span>\u061b <span class=\"warn\">\u062a\u0631\u0643\u064a\u0632 \u0623\u0639\u0644\u0649 \u0639\u0644\u0649 \u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629<\/span>.<\/li>\n<li><strong>Assurances BIAT:<\/strong> <span class=\"good\">\u0642\u0646\u0648\u0627\u062a \u0628\u0646\u0643\u064a\u0629 \u0642\u0648\u064a\u0629 \u0648\u0646\u0645\u0648 \u0633\u0631\u064a\u0639<\/span>\u061b <span class=\"warn\">\u062a\u062e\u0635\u0635 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062b\u0642\u064a\u0644\u0629 \u0623\u0642\u0644 \u0628\u0631\u0648\u0632\u064b\u0627<\/span>.<\/li>\n<\/ul>\n<\/section>\n<section class=\"card\">\n<h2>7) \u0643\u064a\u0641 \u062a\u062e\u062a\u0627\u0631 \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u0643\u061f (\u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629)<\/h2>\n<ol>\n<li><strong>\u062d\u062f\u0651\u062f \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629:<\/strong> \u0633\u0639\u0631 \u0623\u062f\u0646\u0649 \u0623\u0645 \u0634\u0628\u0643\u0629 \u062a\u0639\u0648\u064a\u0636 \u0623\u0633\u0631\u0639 \u0623\u0645 \u062a\u063a\u0637\u064a\u0629 \u0623\u0648\u0633\u0639\u061f<\/li>\n<li><strong>\u0627\u0637\u0644\u0628 \u0645\u0624\u0634\u0631\u0627\u062a \u062e\u062f\u0645\u0629 \u0645\u0643\u062a\u0648\u0628\u0629:<\/strong> \u0645\u062a\u0648\u0633\u0637 \u0632\u0645\u0646 \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0648\u0639\u062f\u062f \u0646\u0642\u0627\u0637 \u0627\u0644\u0627\u0633\u062a\u0642\u0628\u0627\u0644.<\/li>\n<li><strong>\u0642\u0627\u0631\u0646 \u0627\u0644\u0628\u0646\u0648\u062f \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0626\u064a\u0629 \u0628\u062f\u0642\u0629:<\/strong> \u0646\u0633\u0628 \u0627\u0644\u062a\u062d\u0645\u0644\u060c \u062d\u062f\u0648\u062f \u0627\u0644\u062a\u063a\u0637\u064a\u0629\u060c \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a.<\/li>\n<li><strong>\u0627\u0633\u062a\u0641\u062f \u0645\u0646 \u0627\u0644\u062d\u0632\u0645:<\/strong> \u062e\u0635\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0645\u064a\u0639 (\u0633\u064a\u0627\u0631\u0629 + \u0633\u0643\u0646 + \u0635\u062d\u064a).<\/li>\n<li><strong>\u0631\u0627\u062c\u0639 \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629:<\/strong> \u0627\u0646\u062a\u0638\u0627\u0645 \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0648\u0627\u0644\u0645\u0644\u0627\u0621\u0629 \u064a\u0639\u0643\u0633 \u0642\u062f\u0631\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u0639\u0644\u0649 \u062f\u0641\u0639 \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a \u0641\u064a \u0627\u0644\u0623\u0632\u0645\u0627\u062a.<\/li>\n<\/ol>\n<div class=\"ads\">\n <br \/>\n<ins class=\"adsbygoogle\"\n style=\"display:block\"\n data-ad-client=\"ca-pub-8850810724347453\"\n data-ad-slot=\"8781054594\"\n data-ad-format=\"auto\"\n data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>(adsbygoogle=window.adsbygoogle||[]).push({});<\/script><\/div>\n<\/section>\n<section class=\"card\">\n<h2>8) \u062e\u0644\u0627\u0635\u0629 \u062a\u062d\u0631\u064a\u0631\u064a\u0629<\/h2>\n<p><strong>\u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0639\u0646 \u201c\u0623\u0641\u0636\u0644 \u0642\u064a\u0645\u0629\u201d<\/strong>: \u0633\u064a\u0627\u0631\u0627\u062a\/\u0633\u0643\u0646 \u2014 <span class=\"hl\">STAR<\/span> \u0648<span class=\"hl\">Astr\u00e9e<\/span>. \u0635\u062d\u064a \u2014 <span class=\"hl\">Maghrebia<\/span> \u0648<span class=\"hl\">GAT<\/span>. \u0627\u062f\u062e\u0627\u0631\/\u062d\u064a\u0627\u0629 \u2014 <span class=\"hl\">Maghrebia<\/span> \u0648<span class=\"hl\">GAT<\/span>.<\/p>\n<p><strong>\u0644\u0644\u0634\u0631\u0643\u0627\u062a\/\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a<\/strong>: \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u0648\u0627\u0644\u0647\u0646\u062f\u0633\u064a \u2014 <span class=\"hl\">COMAR<\/span> \u0648<span class=\"hl\">STAR<\/span> \u062e\u064a\u0627\u0631\u0627\u0646 \u0645\u062a\u0648\u0627\u0632\u0646\u0627\u0646.<\/p>\n<p class=\"note\">\u0646\u0646\u0635\u062d \u062f\u0627\u0626\u0645\u064b\u0627 \u0628\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0639\u0631\u0636\u064a\u0646\u2013\u062b\u0644\u0627\u062b\u0629 \u0639\u0631\u0648\u0636 \u0645\u0642\u0627\u0631\u0646\u0629 \u0645\u0643\u062a\u0648\u0628\u0629\u060c \u0645\u0639 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u062d\u062f\u0648\u062f \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a \u0642\u0628\u0644 \u0627\u0644\u0642\u0631\u0627\u0631 \u0627\u0644\u0646\u0647\u0627\u0626\u064a.<\/p>\n<\/section>\n<footer>\u0623\u064f\u0639\u062f\u0651 \u0647\u0630\u0627 \u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0628\u0646\u0633\u0642 \u0645\u0647\u0646\u064a \u062c\u0627\u0647\u0632 \u0644\u0644\u0646\u0634\u0631. \u0644\u0645\u0632\u064a\u062f \u0645\u062d\u062a\u0648\u0649 \u0645\u0648\u062b\u0648\u0642 \u0648\u0645\u062d\u062f\u0651\u062b \u0632\u0648\u0631\u0648\u0627 <a href=\"https:\/\/www.tunimedia.tn\/ar\" target=\"_blank\" rel=\"noopener\">Tunimedia<\/a>.<\/p>\n<\/footer>\n<p><\/main><br \/>\n<\/body><br \/>\n<\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0645\u0642\u0627\u0631\u0646\u0629 \u0634\u0627\u0645\u0644\u0629 \u0628\u064a\u0646 \u0623\u0628\u0631\u0632 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0648\u0646\u0633 2024\u20132025 \u062a\u0634\u0645\u0644 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u062c\u0648\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u062a\u0646\u0648\u0639 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0645\u0633\u062a\u0648\u0649 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0646\u0637\u0627\u0642 \u0627\u0644\u062a\u063a\u0637\u064a\u0627\u062a. \u0627\u0643\u062a\u0634\u0641 \u0646\u0642\u0627\u0637 \u0627\u0644\u0642\u0648\u0629 \u0648\u0627\u0644\u0636\u0639\u0641 \u0648\u062d\u062f\u062f \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u0643 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0642\u064a\u0645\u0629 \u0648\u0627\u0644\u062c\u0648\u062f\u0629.<\/p>\n","protected":false},"author":1,"featured_media":61691,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[2],"tags":[],"yst_prominent_words":[],"class_list":["post-61692","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2"],"jetpack_featured_media_url":"https:\/\/tunimedia.tn\/ar\/wp-content\/uploads\/2025\/09\/img_1758195370980.jpg","jetpack_shortlink":"https:\/\/wp.me\/paDHaC-g32","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/posts\/61692","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/comments?post=61692"}],"version-history":[{"count":0,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/posts\/61692\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/media\/61691"}],"wp:attachment":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/media?parent=61692"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/categories?post=61692"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/tags?post=61692"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/yst_prominent_words?post=61692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

{"id":61692,"date":"2025-09-18T13:37:32","date_gmt":"2025-09-18T11:37:32","guid":{"rendered":"https:\/\/tunimedia.tn\/ar\/%d8%a3%d9%8a-%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%aa%d9%82%d8%af%d9%85-%d8%a3%d9%81%d8%b6%d9%84-%d9%82%d9%8a%d9%85%d8%a9-%d9%88%d8%ac%d9%88%d8%af%d8%a9-%d9%81\/"},"modified":"2025-09-18T13:37:32","modified_gmt":"2025-09-18T11:37:32","slug":"%d8%a3%d9%8a-%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%aa%d9%82%d8%af%d9%85-%d8%a3%d9%81%d8%b6%d9%84-%d9%82%d9%8a%d9%85%d8%a9-%d9%88%d8%ac%d9%88%d8%af%d8%a9-%d9%81","status":"publish","type":"post","link":"https:\/\/tunimedia.tn\/ar\/%d8%a3%d9%8a-%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%aa%d9%82%d8%af%d9%85-%d8%a3%d9%81%d8%b6%d9%84-%d9%82%d9%8a%d9%85%d8%a9-%d9%88%d8%ac%d9%88%d8%af%d8%a9-%d9%81\/","title":{"rendered":"\u0623\u064a \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u0642\u062f\u0645 \u0623\u0641\u0636\u0644 \u0642\u064a\u0645\u0629 \u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u061f"},"content":{"rendered":"

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\n\u062a\u0642\u0631\u064a\u0631 \u0645\u0642\u0627\u0631\u0646: \u0623\u0641\u0636\u0644 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0648\u0646\u0633 2024\u20132025 (\u0642\u064a\u0645\u0629 + \u062c\u0648\u062f\u0629)<\/title><br \/>\n<meta name=\"description\" content=\"\u0645\u0642\u0627\u0631\u0646\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u0623\u0628\u0631\u0632 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0648\u0646\u0633 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u062c\u0648\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u062a\u0646\u0648\u0651\u0639 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0627\u0644\u062a\u063a\u0637\u064a\u0627\u062a. \u064a\u0634\u0645\u0644 \u062c\u062f\u0627\u0648\u0644\u060c \u0646\u0642\u0627\u0637 \u0642\u0648\u0629\/\u0636\u0639\u0641\u060c \u0648\u062a\u0648\u0635\u064a\u0627\u062a \u062d\u0633\u0628 \u0627\u0644\u0641\u0626\u0629.\" \/><br \/>\n<meta name=\"keywords\" content=\"\u062a\u0623\u0645\u064a\u0646 \u062a\u0648\u0646\u0633, \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646, \u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646, \u0623\u0641\u0636\u0644 \u062a\u0623\u0645\u064a\u0646, STAR, GAT, COMAR, MAGHREBIA, ASTREE, LLOYD TUNISIEN, BIAT Assurances\" \/>\n <link rel=\"canonical\" href=\"https:\/\/www.tunimedia.tn\/ar\" \/><br \/>\n<script type=\"application\/ld+json\"><br \/>\n{<br \/>\n \"@context\":\"https:\/\/schema.org\",<br \/>\n \"@type\":\"Article\",<br \/>\n \"headline\":\"\u062a\u0642\u0631\u064a\u0631 \u0645\u0642\u0627\u0631\u0646: \u0623\u0641\u0636\u0644 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0648\u0646\u0633 2024\u20132025 (\u0642\u064a\u0645\u0629 + \u062c\u0648\u062f\u0629)\",<br \/>\n \"inLanguage\":\"ar\",<br \/>\n \"datePublished\":\"2025-09-18\",<br \/>\n \"dateModified\":\"2025-09-18\",<br \/>\n \"author\":{\"@type\":\"Organization\",\"name\":\"Tunimedia\"},<br \/>\n \"publisher\":{\"@type\":\"Organization\",\"name\":\"Tunimedia\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.tunimedia.tn\/ar\/logo.png\"}},<br \/>\n \"articleSection\":[\"\u062a\u0623\u0645\u064a\u0646\",\"\u0627\u0642\u062a\u0635\u0627\u062f\",\"\u0645\u0642\u0627\u0631\u0646\u0627\u062a\"],<br \/>\n \"about\":[\"\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0648\u0646\u0633\",\"\u0645\u0642\u0627\u0631\u0646\u0629 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\"]\n}<br \/>\n<\/script><\/p>\n<style>\n :root{--bg:#0f172a;--card:#0b1220;--muted:#94a3b8;--text:#e2e8f0;--accent:#38bdf8;--good:#10b981;--warn:#f59e0b;--bad:#ef4444}<br \/>\n body{background:#0a0f1c;color:var(--text);font-family:system-ui,-apple-system,Segoe UI,Roboto,Tahoma,Arial,sans-serif;line-height:1.75;margin:0;padding:0}<br \/>\n .wrap{max-width:1040px;margin:auto;padding:24px}<br \/>\n header{background:linear-gradient(135deg,#0b1220,#121a2e 60%);border-bottom:1px solid #22314d}<br \/>\n header .wrap{padding-top:32px;padding-bottom:28px}<br \/>\n h1,h2,h3{line-height:1.3;margin:0 0 12px}<br \/>\n h1{font-size:1.6rem;font-weight:800;color:#e5f5ff}<br \/>\n h2{font-size:1.25rem;color:#dbeafe;margin-top:22px}<br \/>\n h3{font-size:1.05rem;color:#bfdbfe}<br \/>\n p{color:#cbd5e1;margin:0 0 10px}<br \/>\n .note{font-size:.92rem;color:var(--muted)}<br \/>\n .grid{display:grid;gap:14px}<br \/>\n .grid.cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}<br \/>\n .grid.cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}<br \/>\n @media (max-width:900px){.grid.cols-3{grid-template-columns:1fr}.grid.cols-2{grid-template-columns:1fr}}<br \/>\n 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\u0627\u0644\u062a\u0648\u0642\u064a\u062a: \u062a\u0648\u0646\u0633 (Africa\/Tunis)<\/p>\n<div class=\"kpi\">\n<div class=\"item\"><strong>\u0645\u0646\u0647\u062c\u064a\u0629 \u0645\u062e\u062a\u0635\u0631\u0629<\/strong><span class=\"note\">\u062a\u0631\u062c\u064a\u062d \u0645\u0631\u0643\u0628: \u0623\u062f\u0627\u0621 \u0645\u0627\u0644\u064a 40\u066a\u060c \u062c\u0648\u062f\u0629\/\u062e\u062f\u0645\u0629 30\u066a\u060c \u062a\u0646\u0648\u0651\u0639 \u0645\u0646\u062a\u062c\u0627\u062a 20\u066a\u060c \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\/\u0627\u0644\u0634\u0643\u0627\u0648\u0649 10\u066a.<\/span><\/div>\n<div class=\"item\"><strong>\u0646\u0637\u0627\u0642 \u0627\u0644\u0633\u0648\u0642<\/strong><span class=\"note\">\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0623\u0643\u062b\u0631 \u062d\u0636\u0648\u0631\u064b\u0627 \u0641\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0648\u0625\u0641\u0635\u0627\u062d\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0644\u0639\u0627\u0645 2024\u2013\u0627\u0644\u0646\u0635\u0641 \u0627\u0644\u0623\u0648\u0644 2025.<\/span><\/div>\n<div class=\"item\"><strong>\u062a\u062d\u0630\u064a\u0631 \u0645\u0647\u0646\u064a<\/strong><span class=\"note\">\u0639\u062f\u0645 \u062a\u0648\u0627\u0641\u0631 \u0642\u064a\u0627\u0633\u0627\u062a \u0645\u0648\u062d\u0651\u062f\u0629 \u0644\u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u0643\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a\u2014\u0627\u0633\u062a\u064f\u062e\u062f\u0645\u062a \u0628\u062f\u0627\u0626\u0644 \u0645\u0639\u0642\u0648\u0644\u0629 \u0648\u0623\u064f\u0634\u064a\u0631 \u0644\u0644\u0642\u064a\u0648\u062f.<\/span><\/div>\n<\/div>\n<\/div>\n<\/header>\n<p><main class=\"wrap\"><\/p>\n<section class=\"card\">\n<h2>1) \u0646\u0638\u0631\u0629 \u0633\u0631\u064a\u0639\u0629 \u0639\u0644\u0649 \u0627\u0644\u062d\u0635\u0635 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 2024 \u0648\u0646\u0645\u0648 \u0627\u0644\u0623\u0642\u0633\u0627\u0637<\/h2>\n<p>\u064a\u0628\u064a\u0646 \u0627\u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0631\u062a\u064a\u0628 \u0623\u0628\u0631\u0632 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062d\u0633\u0628 \u0623\u0642\u0633\u0627\u0637 2024 (\u0628\u0627\u0644\u062f\u064a\u0646\u0627\u0631) \u0648\u0627\u0644\u062a\u063a\u064a\u0631 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u06402023\u060c \u0645\u0639 \u062a\u0642\u062f\u064a\u0631 \u062d\u0635\u0629 \u0627\u0644\u0633\u0648\u0642.<\/p>\n<div class=\"ads\">\n <br \/>\n<ins class=\"adsbygoogle\"\n style=\"display:inline-block;width:336px;height:280px\"\n data-ad-client=\"ca-pub-8850810724347453\"\n data-ad-slot=\"8645323225\"><\/ins><br \/>\n<script>(adsbygoogle=window.adsbygoogle||[]).push({});<\/script><\/div>\n<div class=\"card\" style=\"margin-top:10px\">\n<table>\n<thead>\n<tr>\n<th>\u0627\u0644\u0634\u0631\u0643\u0629<\/th>\n<th>\u0623\u0642\u0633\u0627\u0637 2024 (\u0645\u0644\u064a\u0648\u0646 \u062f.\u062a.)<\/th>\n<th>\u0646\u0645\u0648 2024\/2023<\/th>\n<th>\u062d\u0635\u0629 \u0633\u0648\u0642\u064a\u0629 \u062a\u0642\u0631\u064a\u0628\u064a\u0629 2024<\/th>\n<th>\u0645\u0644\u0627\u062d\u0638\u0629<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>STAR<\/td>\n<td>\u2248 431.2<\/td>\n<td><span class=\"up\">+10.9%<\/span><\/td>\n<td>\u2248 12.7%<\/td>\n<td>\u0642\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0648\u0642 \u062a\u0642\u0644\u064a\u062f\u064a\u064b\u0627\u060c \u0642\u0627\u0639\u062f\u0629 \u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0633\u0639\u0629.<\/td>\n<\/tr>\n<tr>\n<td>Assurances BIAT<\/td>\n<td>\u2248 279.6<\/td>\n<td><span class=\"up\">+14.8%<\/span><\/td>\n<td>\u2248 8.2%<\/td>\n<td>\u0632\u062e\u0645 \u0646\u0645\u0648 \u0642\u0648\u064a \u0641\u064a \u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629\/\u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629.<\/td>\n<\/tr>\n<tr>\n<td>COMAR<\/td>\n<td>\u2248 270.6<\/td>\n<td><span class=\"up\">+2.6%<\/span><\/td>\n<td>\u2248 8.0%<\/td>\n<td>\u0645\u062d\u0641\u0638\u0629 \u0645\u062a\u0648\u0627\u0632\u0646\u0629\u060c \u062e\u0628\u0631\u0629 \u0642\u062f\u064a\u0645\u0629 \u0628\u0627\u0644\u0633\u0648\u0642.<\/td>\n<\/tr>\n<tr>\n<td>Maghrebia<\/td>\n<td>\u2248 268.6<\/td>\n<td><span class=\"up\">+7.5%<\/span><\/td>\n<td>\u2248 7.9%<\/td>\n<td>\u062d\u0636\u0648\u0631 \u0642\u0648\u064a \u0641\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629.<\/td>\n<\/tr>\n<tr>\n<td>GAT<\/td>\n<td>\u2248 259.8<\/td>\n<td><span class=\"down\">-1.5%<\/span><\/td>\n<td>\u2248 7.6%<\/td>\n<td>\u0645\u062c\u0645\u0648\u0639\u0629 \u0643\u0628\u064a\u0631\u0629 \u0645\u0639 \u0625\u0641\u0635\u0627\u062d\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0646\u062a\u0638\u0645\u0629.<\/td>\n<\/tr>\n<tr>\n<td>Astr\u00e9e<\/td>\n<td>\u2248 253.4<\/td>\n<td><span class=\"up\">+6.1%<\/span><\/td>\n<td>\u2248 7.4%<\/td>\n<td>\u062a\u062d\u0633\u0646 \u0645\u0633\u062a\u0645\u0631 \u0641\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637.<\/td>\n<\/tr>\n<tr>\n<td>Lloyd Tunisien<\/td>\n<td>\u2248 216.4<\/td>\n<td><span class=\"up\">+10.0%<\/span><\/td>\n<td>\u2248 6.4%<\/td>\n<td>\u0646\u0645\u0648 \u0644\u0627\u0641\u062a \u0636\u0645\u0646 \u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"note\">\u0627\u0644\u0645\u0635\u062f\u0631: \u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 2024 \u0627\u0644\u0645\u0646\u0634\u0648\u0631 \u062f\u0648\u0644\u064a\u064b\u0627\u060c \u0645\u0639 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u062a\u0642\u0631\u064a\u0628\u064a\u0629 \u0644\u0644\u062d\u0635\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629. \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u062a\u0642\u0631\u064a\u0628\u064a\u0629 \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u062a\u062d\u0631\u064a\u0631\u064a\u0629.<\/p>\n<\/div>\n<\/section>\n<section class=\"card\">\n<h2>2) \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0629 2024\u20132025<\/h2>\n<ul>\n<li><span class=\"hl\">\u062a\u0633\u0627\u0631\u0639 \u0641\u0631\u0639 \u0627\u0644\u062d\u064a\u0627\u0629:<\/span> \u0646\u0645\u0648 \u0633\u0646\u0648\u064a \u0648\u0627\u0636\u062d \u0644\u0641\u0631\u0639 \u0627\u0644\u062d\u064a\u0627\u0629 \u0641\u064a 2025 \u0645\u0639 \u0627\u0631\u062a\u0641\u0627\u0639 \u0645\u0633\u0627\u0647\u0645\u062a\u0647 \u0641\u064a \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0633\u0648\u0642\u2014\u0625\u0634\u0627\u0631\u0629 \u0625\u064a\u062c\u0627\u0628\u064a\u0629 \u0644\u0644\u0627\u062f\u062e\u0627\u0631 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644.<\/li>\n<li><span class=\"hl\">\u062a\u062d\u0633\u0646 \u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0629 2023\u21922024:<\/span> \u0641\u0627\u0626\u0636 \u062a\u0642\u0646\u064a \u0623\u0639\u0644\u0649 \u0648\u0627\u0631\u062a\u0641\u0627\u0639 \u0641\u064a \u0627\u0644\u0645\u062e\u0635\u0635\u0627\u062a \u0627\u0644\u0641\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u2014\u0642\u0627\u0639\u062f\u0629 \u0635\u0644\u0627\u0628\u0629 \u0623\u0641\u0636\u0644 \u0644\u0644\u0645\u062e\u0627\u0637\u0631.<\/li>\n<li><span class=\"hl\">\u0631\u0642\u0645\u0646\u0629 \u0627\u0644\u0642\u0646\u0648\u0627\u062a:<\/span> \u062a\u0648\u0633\u0651\u0639 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u062e\u062f\u0645\u0627\u062a \u0645\u0627 \u0628\u0639\u062f \u0627\u0644\u0628\u064a\u0639 \u0639\u0646 \u0628\u064f\u0639\u062f\u060c \u0645\u0639 \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0645\u0647\u0646\u064a\u0629 \u0644\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062a\u062d\u0648\u0644.<\/li>\n<\/ul>\n<\/section>\n<section class=\"card\">\n<h2>3) \u0625\u0637\u0627\u0631 \u0627\u0644\u062a\u0642\u064a\u064a\u0645 (\u0645\u0627 \u0646\u062d\u062a\u0633\u0628\u0647 \u0648\u0643\u064a\u0641\u061f)<\/h2>\n<div class=\"grid cols-2\">\n<div>\n<h3>\u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0627\u0644\u064a (40\u066a)<\/h3>\n<p>\u0646\u0645\u0648 \u0627\u0644\u0623\u0642\u0633\u0627\u0637\u060c \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u0646\u0634\u0648\u0631\u0629 (\u0631\u0628\u062d\u064a\u0629 \u062a\u0634\u063a\u064a\u0644\u064a\u0629\/\u0645\u0624\u0634\u0631\u0627\u062a \u0641\u0646\u064a\u0629 \u062d\u064a\u062b \u0645\u062a\u0627\u062d\u0629)\u060c \u0627\u0646\u062a\u0638\u0627\u0645 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0627\u0644\u0633\u0646\u0648\u064a\u060c \u0648\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u062d\u0641\u0638\u0629.<\/p>\n<h3>\u0627\u0644\u062c\u0648\u062f\u0629 \u0648\u0627\u0644\u062e\u062f\u0645\u0629 (30\u066a)<\/h3>\n<p>\u062a\u0648\u0641\u0631 \u0627\u0644\u0642\u0646\u0648\u0627\u062a\u060c \u0633\u0631\u0639\u0629 \u0648\u0648\u0636\u0648\u062d \u0627\u0644\u062a\u0648\u0627\u0635\u0644\u060c \u0631\u0642\u0645\u0646\u0629 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a\u060c \u0648\u062c\u0648\u062f \u0634\u0628\u0643\u0627\u062a \u062e\u0628\u0631\u0627\u0621\/\u062a\u0639\u0648\u064a\u0636 \u0642\u0648\u064a\u0629.<\/p>\n<\/div>\n<div>\n<h3>\u0627\u0644\u062a\u0646\u0648\u0639 \u0648\u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 (20\u066a)<\/h3>\n<p>\u0627\u062a\u0633\u0627\u0639 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a: \u0633\u064a\u0627\u0631\u0627\u062a\u060c \u0635\u062d\u064a\u060c \u0645\u0624\u0633\u0633\u0627\u062a\u060c \u062d\u064a\u0627\u0629\/\u0627\u062f\u062e\u0627\u0631\u060c \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u062a\u062e\u0635\u0635\u064a\u0629 (\u0633\u0641\u0631\u060c \u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a\u060c \u0647\u0646\u062f\u0633\u064a…).<\/p>\n<h3>\u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (10\u066a)<\/h3>\n<p>\u063a\u064a\u0627\u0628 \u0645\u0624\u0634\u0631 \u0631\u0633\u0645\u064a \u0645\u0648\u062d\u062f\u061b \u0627\u0633\u062a\u064f\u062e\u062f\u0645\u062a \u0625\u0634\u0627\u0631\u0627\u062a \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631\u0629 (\u062a\u0648\u0627\u062a\u0631 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u064a\u0629\u060c \u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u062a\u0648\u0627\u0635\u0644\u060c \u0627\u0644\u062c\u0648\u0627\u0626\u0632 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0639\u0646\u062f \u062a\u0648\u0641\u0631\u0647\u0627).<\/p>\n<\/div>\n<\/div>\n<p class=\"callout note\">\u0642\u064a\u0648\u062f \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a: \u0644\u0639\u062f\u0645 \u0646\u0634\u0631 \u201c\u0632\u0645\u0646 \u0627\u0644\u062a\u0633\u0648\u064a\u0629\u201d \u0648\u201c\u0646\u0633\u0628\u0629 \u0642\u0628\u0648\u0644 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a\u201d \u0645\u0648\u062d\u062f\u0629 \u0644\u0643\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a\u060c \u062a\u064f\u0639\u062f \u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0631\u0636\u0627 \u201c\u0646\u0648\u0639\u064a\u0629\/\u0627\u0633\u062a\u0631\u0634\u0627\u062f\u064a\u0629\u201d. \u064a\u064f\u0633\u062a\u062d\u0633\u0646 \u062f\u0627\u0626\u0645\u064b\u0627 \u0637\u0644\u0628 \u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0643\u062a\u0627\u0628\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0631\u0636.<\/p>\n<\/section>\n<section class=\"card\">\n<h2>4) \u0644\u0648\u062d\u0629 \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u0645\u062e\u062a\u0635\u0631\u0629 (\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0637\u0628\u0627\u0639\u0629)<\/h2>\n<table>\n<thead>\n<tr>\n<th>\u0627\u0644\u0634\u0631\u0643\u0629<\/th>\n<th>\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0648\u0627\u062a\u062c\u0627\u0647 2024<\/th>\n<th>\u0639\u0631\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a<\/th>\n<th>\u062e\u062f\u0645\u0629 \u0648\u0634\u0641\u0627\u0641\u064a\u0629<\/th>\n<th>\u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0628\u0627\u0631\u0632\u0629<\/th>\n<th>\u0645\u0644\u0627\u062d\u0638\u0627\u062a\/\u0646\u0642\u0627\u0637 \u0636\u0639\u0641<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>STAR<\/td>\n<td>\u0645\u0631\u062a\u0641\u0639\u061b \u0646\u0645\u0648 \u0625\u064a\u062c\u0627\u0628\u064a<\/td>\n<td>\u0634\u0627\u0645\u0644 (\u0633\u064a\u0627\u0631\u0627\u062a\/\u0635\u062d\u064a\/\u0645\u0624\u0633\u0633\u0627\u062a\/\u062d\u064a\u0627\u0629)<\/td>\n<td>\u0625\u0641\u0635\u0627\u062d\u0627\u062a \u062f\u0648\u0631\u064a\u0629 \u0648\u062a\u0642\u0627\u0631\u064a\u0631 \u0633\u0646\u0648\u064a\u0629<\/td>\n<td class=\"good\">\u0631\u064a\u0627\u062f\u0629 \u0633\u0648\u0642\u064a\u0629\u061b \u0634\u0628\u0643\u0629 \u0642\u0648\u064a\u0629<\/td>\n<td class=\"warn\">\u062a\u0641\u0627\u0648\u062a \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062d\u0633\u0628 \u0627\u0644\u0641\u0631\u0639\/\u0627\u0644\u062c\u0647\u0629<\/td>\n<\/tr>\n<tr>\n<td>GAT<\/td>\n<td>\u0643\u0628\u064a\u0631\u061b \u0623\u062f\u0627\u0621 \u0645\u0633\u062a\u0642\u0631 \u0625\u062c\u0645\u0627\u0644\u064b\u0627<\/td>\n<td>\u0648\u0627\u0633\u0639 + \u0645\u0646\u062a\u062c\u0627\u062a \u0627\u062f\u062e\u0627\u0631\/\u062d\u064a\u0627\u0629 \u0648\u0635\u0646\u0627\u062f\u064a\u0642<\/td>\n<td>\u062a\u0642\u0627\u0631\u064a\u0631 \u0645\u0641\u0635\u0644\u0629 (\u0641\u0631\u062f\u064a\/\u0645\u062c\u0645\u0651\u0639)<\/td>\n<td class=\"good\">\u062a\u0646\u0648\u064a\u0639 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a \u0648\u0646\u0637\u0627\u0642 \u0645\u0646\u062a\u062c\u0627\u062a<\/td>\n<td class=\"warn\">\u062a\u062d\u062f\u064a\u0627\u062a \u0646\u0645\u0648 \u0623\u0642\u0633\u0627\u0637 2024 \u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629<\/td>\n<\/tr>\n<tr>\n<td>COMAR<\/td>\n<td>\u0643\u0628\u064a\u0631\u061b \u0646\u0645\u0648 \u0645\u062d\u062f\u0648\u062f<\/td>\n<td>\u063a\u064a\u0631 \u062d\u064a\u0627\u0629 \u0648\u062d\u0644\u0648\u0644 \u0645\u0624\u0633\u0633\u0627\u062a \u0642\u0648\u064a\u0629<\/td>\n<td>\u0627\u0646\u062a\u0638\u0627\u0645 \u0645\u0647\u0646\u064a \u0648\u062a\u0627\u0631\u064a\u062e \u0637\u0648\u064a\u0644<\/td>\n<td class=\"good\">\u0635\u0644\u0627\u0628\u0629 \u0627\u0643\u062a\u062a\u0627\u0628\u064a\u0629 \u062a\u0627\u0631\u064a\u062e\u064a\u064b\u0627<\/td>\n<td class=\"warn\">\u0625\u064a\u0642\u0627\u0639 \u0646\u0645\u0648 \u0623\u0628\u0637\u0623 \u0645\u0646 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u064a\u0646<\/td>\n<\/tr>\n<tr>\n<td>Maghrebia<\/td>\n<td>\u0643\u0628\u064a\u0631\u061b \u0646\u0645\u0648 \u062c\u064a\u0651\u062f<\/td>\n<td>\u062d\u064a\u0627\u0629\/\u0627\u062f\u062e\u0627\u0631 + \u0639\u0627\u0645<\/td>\n<td>\u0625\u0641\u0635\u0627\u062d \u0633\u0648\u0642\u064a \u0628\u062d\u0643\u0645 \u0627\u0644\u0625\u062f\u0631\u0627\u062c<\/td>\n<td class=\"good\">\u0632\u062e\u0645 \u0641\u064a \u0641\u0631\u0639 \u0627\u0644\u062d\u064a\u0627\u0629<\/td>\n<td class=\"warn\">\u0627\u0639\u062a\u0645\u0627\u062f \u0646\u0633\u0628\u064a \u0639\u0644\u0649 \u062f\u0648\u0631\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0627\u0644\u064a<\/td>\n<\/tr>\n<tr>\n<td>Astr\u00e9e<\/td>\n<td>\u0645\u062a\u0648\u0633\u0637-\u0639\u0627\u0644\u064d\u061b \u0646\u0645\u0648 \u062c\u064a\u0651\u062f<\/td>\n<td>\u0637\u064a\u0641 \u0648\u0627\u0633\u0639 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a<\/td>\n<td>\u062d\u0636\u0648\u0631 \u0627\u062a\u0635\u0627\u0644\u064a \u0644\u0627 \u0628\u0623\u0633 \u0628\u0647<\/td>\n<td class=\"good\">\u062a\u062d\u0633\u0646 \u0623\u0642\u0633\u0627\u0637 \u0645\u062a\u0648\u0627\u0635\u0644<\/td>\n<td class=\"warn\">\u062d\u0627\u062c\u0629 \u0644\u0645\u0632\u064a\u062f \u0625\u0628\u0631\u0627\u0632 \u062a\u0645\u064a\u0651\u0632 \u0627\u0644\u062e\u062f\u0645\u0629<\/td>\n<\/tr>\n<tr>\n<td>Lloyd Tunisien<\/td>\n<td>\u0645\u062a\u0648\u0633\u0637\u061b \u0646\u0645\u0648 \u0644\u0627\u0641\u062a<\/td>\n<td>\u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629 \u0645\u0639 \u062d\u0644\u0648\u0644 \u062a\u062e\u0635\u0635\u064a\u0629<\/td>\n<td>\u0627\u0646\u062a\u0634\u0627\u0631 \u0639\u0645\u0644\u064a \u0645\u062a\u0632\u0627\u064a\u062f<\/td>\n<td class=\"good\">\u0642\u0641\u0632\u0629 \u0646\u0645\u0648 2024<\/td>\n<td class=\"warn\">\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u062d\u064a\u0627\u0629\/\u0627\u0644\u0627\u062f\u062e\u0627\u0631<\/td>\n<\/tr>\n<tr>\n<td>Assurances BIAT<\/td>\n<td>\u0645\u062a\u0648\u0633\u0637-\u0639\u0627\u0644\u064d\u061b \u0646\u0645\u0648 \u0642\u0648\u064a<\/td>\n<td>\u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f\/\u0627\u0644\u062a\u062c\u0632\u0626\u0629<\/td>\n<td>\u0642\u0646\u0648\u0627\u062a \u0628\u0646\u0643\u064a\u0629 \u0645\u0633\u0627\u0646\u062f\u0629<\/td>\n<td class=\"good\">\u0632\u062e\u0645 \u0645\u0628\u064a\u0639\u0627\u062a \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0627\u0644\u0628\u0646\u0643<\/td>\n<td class=\"warn\">\u062d\u0627\u062c\u0629 \u0644\u062a\u0639\u0645\u064a\u0642 \u062d\u0644\u0648\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062b\u0642\u064a\u0644\u0629<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/section>\n<section class=\"card\">\n<h2>5) \u062a\u0635\u0646\u064a\u0641\u0627\u062a \u201c\u0623\u0641\u0636\u0644 \u0642\u064a\u0645\u0629 \u0645\u0642\u0627\u0628\u0644 \u062c\u0648\u062f\u0629\u201d \u062d\u0633\u0628 \u0627\u0644\u0641\u0626\u0629<\/h2>\n<div class=\"grid cols-3\">\n<div class=\"card\">\n<h3>\u0633\u064a\u0627\u0631\u0627\u062a (\u0623\u0641\u0631\u0627\u062f)<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>STAR<\/strong> \u0648<strong>Astr\u00e9e<\/strong><\/p>\n<p class=\"note\">\u0627\u0646\u062a\u0634\u0627\u0631 \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u062e\u0628\u0631\u0629 \u0648\u0627\u0644\u0625\u0635\u0644\u0627\u062d + \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u062a\u0633\u0639\u064a\u0631\u064a \u0646\u0633\u0628\u064a.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>\u0627\u0644\u0635\u062d\u064a (\u0623\u0641\u0631\u0627\u062f\/\u0639\u0627\u0626\u0644\u0627\u062a)<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>Maghrebia<\/strong> \u0648<strong>GAT<\/strong><\/p>\n<p class=\"note\">\u062a\u0646\u0648\u0639 \u0628\u0627\u0642\u0627\u062a\u060c \u0648\u062f\u0639\u0645 \u0642\u0646\u0648\u0627\u062a \u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 (\u062d\u064a\u062b \u0645\u062a\u0627\u062d).<\/p>\n<\/div>\n<div class=\"card\">\n<h3>\u062d\u064a\u0627\u0629\/\u0627\u062f\u062e\u0627\u0631<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>Maghrebia<\/strong> \u0648<strong>GAT<\/strong><\/p>\n<p class=\"note\">\u0632\u062e\u0645 \u0641\u0631\u0639 \u0627\u0644\u062d\u064a\u0627\u0629 2024\u20132025 \u0648\u0635\u0646\u0627\u062f\u064a\u0642\/\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u062f\u062e\u0627\u0631 \u0645\u0633\u0627\u0646\u062f\u0629.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>\u0634\u0631\u0643\u0627\u062a\/SME<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>COMAR<\/strong> \u0648<strong>STAR<\/strong><\/p>\n<p class=\"note\">\u062e\u0628\u0631\u0629 \u0627\u0643\u062a\u062a\u0627\u0628\u064a\u0629 \u0642\u062f\u064a\u0645\u0629 \u0641\u064a \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629\/\u0627\u0644\u0647\u0646\u062f\u0633\u064a\u0629.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>\u0633\u0641\u0631 \u0648\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u062e\u0627\u0635\u0629<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>STAR<\/strong> \u0648<strong>Lloyd Tunisien<\/strong><\/p>\n<p class=\"note\">\u062a\u0648\u0641\u0631 \u062a\u063a\u0637\u064a\u0627\u062a \u0627\u0644\u0633\u0641\u0631\/RC \u0648\u0627\u0633\u062a\u062c\u0627\u0628\u0627\u062a \u0645\u0644\u0627\u0626\u0645\u0629 \u0644\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0642\u0646\u0635\u0644\u064a\u0629.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>\u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629<\/h3>\n<p><span class=\"pill\">\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u062d\u0631\u064a\u0631\u064a:<\/span> <strong>Assurances BIAT<\/strong><\/p>\n<p class=\"note\">\u0642\u0646\u0648\u0627\u062a \u062a\u0648\u0632\u064a\u0639 \u0648\u0627\u0633\u0639\u0629 \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0646\u0645\u0648 \u0623\u0642\u0633\u0627\u0637 \u0642\u0648\u064a.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"card\">\n<h2>6) \u062a\u062d\u0644\u064a\u0644 \u0646\u0642\u0627\u0637 \u0627\u0644\u0642\u0648\u0629 \u0648\u0627\u0644\u0636\u0639\u0641 (\u0645\u062e\u062a\u0635\u0631 \u0627\u0644\u0634\u0631\u0643\u0629\/\u0627\u0644\u0634\u0631\u0643\u0629)<\/h2>\n<ul>\n<li><strong>STAR:<\/strong> <span class=\"good\">\u0642\u0648\u0629 \u0645\u0627\u0644\u064a\u0651\u0629 \u0648\u062d\u0635\u0629 \u0633\u0648\u0642\u064a\u0629 \u0631\u0627\u0626\u062f\u0629<\/span>\u060c \u0634\u0628\u0643\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0648\u0627\u0633\u0639\u0629\u061b <span class=\"warn\">\u062a\u0641\u0627\u0648\u062a \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u062d\u0633\u0628 \u0627\u0644\u062c\u0647\u0629\/\u0627\u0644\u0641\u0631\u0639<\/span>.<\/li>\n<li><strong>GAT:<\/strong> <span class=\"good\">\u062a\u0646\u0648\u064a\u0639 \u0645\u0646\u062a\u062c\u0627\u062a \u0648\u062d\u0636\u0648\u0631 \u0641\u064a \u0627\u0644\u062d\u064a\u0627\u0629\/\u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0645\u0639 \u0625\u0641\u0635\u0627\u062d\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0646\u062a\u0638\u0645\u0629<\/span>\u061b <span class=\"warn\">\u0636\u063a\u0637 \u0646\u0645\u0648 \u0641\u064a \u0628\u0639\u0636 \u0641\u0631\u0648\u0639 \u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629 2024<\/span>.<\/li>\n<li><strong>COMAR:<\/strong> <span class=\"good\">\u062e\u0628\u0631\u0629 \u0627\u0643\u062a\u062a\u0627\u0628\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639<\/span>\u061b <span class=\"warn\">\u0632\u062e\u0645 \u0646\u0645\u0648 \u0623\u0642\u0633\u0627\u0637 \u0623\u0628\u0637\u0623 \u0646\u0633\u0628\u064a\u064b\u0627<\/span>.<\/li>\n<li><strong>Maghrebia:<\/strong> <span class=\"good\">\u0632\u062e\u0645 \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0648\u0642\u0627\u0639\u062f\u0629 \u0632\u0628\u0627\u0626\u0646 \u0648\u0627\u0633\u0639\u0629<\/span>\u061b <span class=\"warn\">\u062d\u0633\u0627\u0633\u064a\u0629 \u0646\u0633\u0628\u064a\u0651\u0629 \u0644\u062f\u0648\u0631\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0627\u0644\u064a<\/span>.<\/li>\n<li><strong>Astr\u00e9e:<\/strong> <span class=\"good\">\u062a\u062d\u0633\u0646 \u062b\u0627\u0628\u062a \u0648\u0646\u0645\u0648 \u062c\u064a\u0651\u062f<\/span>\u061b <span class=\"warn\">\u062d\u0627\u062c\u0629 \u0644\u0625\u0628\u0631\u0627\u0632 \u0645\u064a\u0651\u0632\u0627\u062a \u062e\u062f\u0645\u0629 \u0625\u0636\u0627\u0641\u064a\u0629<\/span>.<\/li>\n<li><strong>Lloyd Tunisien:<\/strong> <span class=\"good\">\u0642\u0641\u0632\u0629 \u0646\u0645\u0648 \u0641\u064a 2024<\/span>\u061b <span class=\"warn\">\u062a\u0631\u0643\u064a\u0632 \u0623\u0639\u0644\u0649 \u0639\u0644\u0649 \u063a\u064a\u0631 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629<\/span>.<\/li>\n<li><strong>Assurances BIAT:<\/strong> <span class=\"good\">\u0642\u0646\u0648\u0627\u062a \u0628\u0646\u0643\u064a\u0629 \u0642\u0648\u064a\u0629 \u0648\u0646\u0645\u0648 \u0633\u0631\u064a\u0639<\/span>\u061b <span class=\"warn\">\u062a\u062e\u0635\u0635 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062b\u0642\u064a\u0644\u0629 \u0623\u0642\u0644 \u0628\u0631\u0648\u0632\u064b\u0627<\/span>.<\/li>\n<\/ul>\n<\/section>\n<section class=\"card\">\n<h2>7) \u0643\u064a\u0641 \u062a\u062e\u062a\u0627\u0631 \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u0643\u061f (\u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629)<\/h2>\n<ol>\n<li><strong>\u062d\u062f\u0651\u062f \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629:<\/strong> \u0633\u0639\u0631 \u0623\u062f\u0646\u0649 \u0623\u0645 \u0634\u0628\u0643\u0629 \u062a\u0639\u0648\u064a\u0636 \u0623\u0633\u0631\u0639 \u0623\u0645 \u062a\u063a\u0637\u064a\u0629 \u0623\u0648\u0633\u0639\u061f<\/li>\n<li><strong>\u0627\u0637\u0644\u0628 \u0645\u0624\u0634\u0631\u0627\u062a \u062e\u062f\u0645\u0629 \u0645\u0643\u062a\u0648\u0628\u0629:<\/strong> \u0645\u062a\u0648\u0633\u0637 \u0632\u0645\u0646 \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0648\u0639\u062f\u062f \u0646\u0642\u0627\u0637 \u0627\u0644\u0627\u0633\u062a\u0642\u0628\u0627\u0644.<\/li>\n<li><strong>\u0642\u0627\u0631\u0646 \u0627\u0644\u0628\u0646\u0648\u062f \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0626\u064a\u0629 \u0628\u062f\u0642\u0629:<\/strong> \u0646\u0633\u0628 \u0627\u0644\u062a\u062d\u0645\u0644\u060c \u062d\u062f\u0648\u062f \u0627\u0644\u062a\u063a\u0637\u064a\u0629\u060c \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a.<\/li>\n<li><strong>\u0627\u0633\u062a\u0641\u062f \u0645\u0646 \u0627\u0644\u062d\u0632\u0645:<\/strong> \u062e\u0635\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0645\u064a\u0639 (\u0633\u064a\u0627\u0631\u0629 + \u0633\u0643\u0646 + \u0635\u062d\u064a).<\/li>\n<li><strong>\u0631\u0627\u062c\u0639 \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629:<\/strong> \u0627\u0646\u062a\u0638\u0627\u0645 \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0648\u0627\u0644\u0645\u0644\u0627\u0621\u0629 \u064a\u0639\u0643\u0633 \u0642\u062f\u0631\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u0639\u0644\u0649 \u062f\u0641\u0639 \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a \u0641\u064a \u0627\u0644\u0623\u0632\u0645\u0627\u062a.<\/li>\n<\/ol>\n<div class=\"ads\">\n <br \/>\n<ins class=\"adsbygoogle\"\n style=\"display:block\"\n data-ad-client=\"ca-pub-8850810724347453\"\n data-ad-slot=\"8781054594\"\n data-ad-format=\"auto\"\n data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>(adsbygoogle=window.adsbygoogle||[]).push({});<\/script><\/div>\n<\/section>\n<section class=\"card\">\n<h2>8) \u062e\u0644\u0627\u0635\u0629 \u062a\u062d\u0631\u064a\u0631\u064a\u0629<\/h2>\n<p><strong>\u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0639\u0646 \u201c\u0623\u0641\u0636\u0644 \u0642\u064a\u0645\u0629\u201d<\/strong>: \u0633\u064a\u0627\u0631\u0627\u062a\/\u0633\u0643\u0646 \u2014 <span class=\"hl\">STAR<\/span> \u0648<span class=\"hl\">Astr\u00e9e<\/span>. \u0635\u062d\u064a \u2014 <span class=\"hl\">Maghrebia<\/span> \u0648<span class=\"hl\">GAT<\/span>. \u0627\u062f\u062e\u0627\u0631\/\u062d\u064a\u0627\u0629 \u2014 <span class=\"hl\">Maghrebia<\/span> \u0648<span class=\"hl\">GAT<\/span>.<\/p>\n<p><strong>\u0644\u0644\u0634\u0631\u0643\u0627\u062a\/\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a<\/strong>: \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u0648\u0627\u0644\u0647\u0646\u062f\u0633\u064a \u2014 <span class=\"hl\">COMAR<\/span> \u0648<span class=\"hl\">STAR<\/span> \u062e\u064a\u0627\u0631\u0627\u0646 \u0645\u062a\u0648\u0627\u0632\u0646\u0627\u0646.<\/p>\n<p class=\"note\">\u0646\u0646\u0635\u062d \u062f\u0627\u0626\u0645\u064b\u0627 \u0628\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0639\u0631\u0636\u064a\u0646\u2013\u062b\u0644\u0627\u062b\u0629 \u0639\u0631\u0648\u0636 \u0645\u0642\u0627\u0631\u0646\u0629 \u0645\u0643\u062a\u0648\u0628\u0629\u060c \u0645\u0639 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u062d\u062f\u0648\u062f \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a \u0642\u0628\u0644 \u0627\u0644\u0642\u0631\u0627\u0631 \u0627\u0644\u0646\u0647\u0627\u0626\u064a.<\/p>\n<\/section>\n<footer>\u0623\u064f\u0639\u062f\u0651 \u0647\u0630\u0627 \u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0628\u0646\u0633\u0642 \u0645\u0647\u0646\u064a \u062c\u0627\u0647\u0632 \u0644\u0644\u0646\u0634\u0631. \u0644\u0645\u0632\u064a\u062f \u0645\u062d\u062a\u0648\u0649 \u0645\u0648\u062b\u0648\u0642 \u0648\u0645\u062d\u062f\u0651\u062b \u0632\u0648\u0631\u0648\u0627 <a href=\"https:\/\/www.tunimedia.tn\/ar\" target=\"_blank\" rel=\"noopener\">Tunimedia<\/a>.<\/p>\n<\/footer>\n<p><\/main><br \/>\n<\/body><br \/>\n<\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0645\u0642\u0627\u0631\u0646\u0629 \u0634\u0627\u0645\u0644\u0629 \u0628\u064a\u0646 \u0623\u0628\u0631\u0632 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0648\u0646\u0633 2024\u20132025 \u062a\u0634\u0645\u0644 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u062c\u0648\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u062a\u0646\u0648\u0639 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0645\u0633\u062a\u0648\u0649 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0646\u0637\u0627\u0642 \u0627\u0644\u062a\u063a\u0637\u064a\u0627\u062a. \u0627\u0643\u062a\u0634\u0641 \u0646\u0642\u0627\u0637 \u0627\u0644\u0642\u0648\u0629 \u0648\u0627\u0644\u0636\u0639\u0641 \u0648\u062d\u062f\u062f \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u0643 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0642\u064a\u0645\u0629 \u0648\u0627\u0644\u062c\u0648\u062f\u0629.<\/p>\n","protected":false},"author":1,"featured_media":61691,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[2],"tags":[],"yst_prominent_words":[],"class_list":["post-61692","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2"],"jetpack_featured_media_url":"https:\/\/tunimedia.tn\/ar\/wp-content\/uploads\/2025\/09\/img_1758195370980.jpg","jetpack_shortlink":"https:\/\/wp.me\/paDHaC-g32","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/posts\/61692","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/comments?post=61692"}],"version-history":[{"count":0,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/posts\/61692\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/media\/61691"}],"wp:attachment":[{"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/media?parent=61692"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/categories?post=61692"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/tags?post=61692"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/tunimedia.tn\/ar\/wp-json\/wp\/v2\/yst_prominent_words?post=61692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}