\u062a\u0634\u0631\u064a\u0639 \u0623\u0648\u0631\u0648\u0628\u064a \u062c\u062f\u064a\u062f \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0642\u062f \u064a\u0631\u0641\u0639 \u0643\u0644\u0641\u0629 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0628\u0627\u0644\u062e\u0627\u0631\u062c<\/title><br \/>\n<meta name=\"description\" content=\"\u0645\u0634\u0631\u0648\u0639 \u0625\u0646\u0634\u0627\u0621 '\u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644' (AMLA) \u0648\u062a\u0637\u0628\u064a\u0642 \u0642\u0648\u0627\u0639\u062f \u0645\u0648\u062d\u0651\u062f\u0629 \u0642\u062f \u064a\u0646\u0639\u0643\u0633 \u0628\u0632\u064a\u0627\u062f\u0629 \u0643\u0644\u0641\u0629 \u0648\u062a\u0623\u062e\u0651\u0631 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0628\u0623\u0648\u0631\u0648\u0628\u0627. \u062a\u062d\u0644\u064a\u0644 \u0644\u062a\u062f\u0627\u0639\u064a\u0627\u062a\u0647 \u0648\u062e\u064a\u0627\u0631\u0627\u062a \u062a\u062e\u0641\u064a\u0641 \u0627\u0644\u0623\u062b\u0631.\"\/><br \/>\n<meta name=\"keywords\" content=\"\u062a\u062d\u0648\u064a\u0644\u0627\u062a\u060c \u062a\u0648\u0646\u0633\u060c AMLA\u060c \u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c SEPA\u060c \u0628\u0646\u0648\u0643\u060c \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646\"\/>\n <link rel=\"canonical\" href=\"https:\/\/www.tunimedia.tn\/ar\/aml-impact-remittances-2025.html\"\/>\n<style>\n \/* \u062a\u0635\u0645\u064a\u0645 \u0628\u0633\u064a\u0637 \u0648\u062d\u062f\u064a\u062b \u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u0639\u062f\u064a\u0644 *\/<br \/>\n body{font-family: \"Segoe UI\", Tahoma, Arial, \"Noto Naskh Arabic\", sans-serif; line-height:1.7; color:#111; margin:0; padding:0; background:#fff;}<br \/>\n .container{max-width:900px;margin:24px auto;padding:18px;}<br \/>\n header img{width:100%;height:auto;object-fit:cover; aspect-ratio:3\/2;}<br \/>\n h2.title{font-size:1.35em;margin:10px 0 6px;}<br \/>\n .meta{color:#666;font-size:0.9em;margin-bottom:14px;}<br \/>\n article section{margin:14px 0;}<br \/>\n .lead{font-weight:600;}<br \/>\n .adsense{margin:18px 0;text-align:center;}<br \/>\n footer{border-top:1px solid #eee;padding-top:12px;margin-top:18px;color:#555;font-size:0.9em;}<br \/>\n @media (max-width:600px){.container{padding:12px}}<br \/>\n <\/style>\n<p><\/head><br \/>\n<body><\/p>\n<div class=\"container\">\n<header>\n <br \/>\n<img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1526378720276-0d6e6d43b9d9?q=80&w=2000&auto=format&fit=crop&crop=entropy\" alt=\"\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0648\u0645\u0624\u0633\u0633\u0627\u062a \u0628\u0646\u0643\u064a\u0629\" \/><\/p>\n<h2 class=\"title\">\u062a\u0623\u062b\u064a\u0631 \u00abAMLA\u00bb \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a: \u0647\u0644 \u0633\u064a\u062f\u0641\u0639 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0648\u0646 \u0641\u064a \u0627\u0644\u0645\u0647\u062c\u0631 \u062b\u0645\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u061f<\/h2>\n<div class=\"meta\">\u0646\u0634\u0631 \u0641\u064a: 31 \u0623\u0648\u062a 2025 \u2014 \u0628\u0642\u0644\u0645: \u0641\u0631\u064a\u0642 \u0627\u0644\u062a\u062d\u0631\u064a\u0631 | \u0627\u0642\u062a\u0635\u0640\u0627\u062f<\/div>\n<\/header>\n<article itemscope itemtype=\"https:\/\/schema.org\/NewsArticle\">\n <meta itemprop=\"mainEntityOfPage\" content=\"https:\/\/www.tunimedia.tn\/ar\/aml-impact-remittances-2025.html\"\/><br \/>\n<meta itemprop=\"headline\" content=\"\u062a\u0623\u062b\u064a\u0631 \u00abAMLA\u00bb \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a: \u0647\u0644 \u0633\u064a\u062f\u0641\u0639 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0648\u0646 \u0641\u064a \u0627\u0644\u0645\u0647\u062c\u0631 \u062b\u0645\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u061f\"\/><br \/>\n<meta itemprop=\"author\" content=\"\u0641\u0631\u064a\u0642 \u0627\u0644\u062a\u062d\u0631\u064a\u0631 - Tunimedia\"\/><br \/>\n<meta itemprop=\"publisher\" content=\"Tunimedia\"\/><br \/>\n<meta itemprop=\"datePublished\" content=\"2025-08-31T10:00:00+01:00\"\/><\/p>\n<section class=\"lead\">\n \u0645\u0634\u0631\u0648\u0639 \u062a\u0634\u0631\u064a\u0639\u064a \u0623\u0648\u0631\u0648\u0628\u064a \u062c\u062f\u064a\u062f \u064a\u0642\u0636\u064a \u0628\u0625\u0646\u0634\u0627\u0621 “\u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644” (AMLA) \u0648\u0628\u062a\u0648\u062d\u064a\u062f \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0642\u062f \u064a\u062d\u0645\u0644 \u062a\u0623\u062b\u064a\u0631\u0627\u062a \u0641\u0639\u0644\u064a\u0629 \u0639\u0644\u0649 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627\u060c \u062e\u0635\u0648\u0635\u064b\u0627 \u0623\u0646 \u062c\u0632\u0621\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0645\u0646\u0647\u0627 \u064a\u0645\u0631 \u0639\u0628\u0631 \u0628\u0646\u0648\u0643 \u0648\u0641\u0631\u0648\u0639 \u062a\u0639\u0645\u0644 \u0636\u0645\u0646 \u0627\u0644\u0625\u0642\u0644\u064a\u0645 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a. \uea010\uea02<\/p>\n<\/section>\n<section>\n<h3>\u0645\u0627 \u0647\u064a AMLA \u0648\u0645\u062a\u0649 \u062f\u062e\u0644\u062a \u062d\u064a\u0632 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u061f<\/h3>\n<p>\u0623\u064f\u0642\u0650\u0631\u0651\u062a \u062d\u0632\u0645\u0629 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u064f\u0646\u0634\u0626 AMLA \u0641\u064a 2024\u060c \u0648\u062f\u062e\u0644\u062a \u0628\u0639\u0636 \u0623\u062d\u0643\u0627\u0645\u0647\u0627 \u062d\u064a\u0632 \u0627\u0644\u0646\u0641\u0627\u0630 \u0627\u0639\u062a\u0628\u0627\u0631\u064b\u0627 \u0645\u0646 26 \u064a\u0648\u0646\u064a\u0648 2024\u060c \u0645\u0639 \u062a\u0637\u0628\u064a\u0642 \u062a\u062f\u0631\u064a\u062c\u064a \u0644\u0628\u0646\u0648\u062f \u0623\u062e\u0631\u0649 \u0644\u0627\u062d\u0642\u064b\u0627. \u0627\u0644\u0647\u064a\u0626\u0629 \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062a\u0648\u062d\u064a\u062f \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0648\u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0639\u0644\u0649 \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u062f\u0627\u062e\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f. \uea011\uea02<\/p>\n<\/section>\n<section>\n<h3>\u0644\u0645\u0627\u0630\u0627 \u064a\u0647\u0645 \u0630\u0644\u0643 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0628\u0627\u0644\u062e\u0627\u0631\u062c\u061f<\/h3>\n<p>\u0644\u0623\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0645\u0648\u062d\u062f\u0629 \u0633\u062a\u0637\u0628\u0651\u0642 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0639\u0627\u0645\u0644\u0629 \u062f\u0627\u062e\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0641\u0631\u0648\u0639 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0647\u0646\u0627\u0643. \u0625\u0630 \u0642\u062f \u062a\u064f\u0637\u0644\u0628 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0634\u0641\u0627\u0641\u064a\u0629 \u0623\u0639\u0644\u0649 \u0639\u0644\u0649 \u0627\u0644\u0641\u0631\u0648\u0639 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0628\u0646\u0648\u0643\u064d \u062a\u0648\u0646\u0633\u064a\u0629 \u062a\u0639\u0645\u0644 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627\u060c \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u062d\u0642\u0642 \u0623\u0634\u062f\u0651 (KYC\/EDD) \u0642\u062f \u062a\u0646\u0639\u0643\u0633 \u0639\u0644\u0649 \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0623\u0645\u062f\u0651\u0647\u0627. \uea012\uea02<\/p>\n<\/section>\n<section>\n<h3>\u062d\u062c\u0645 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0648\u0644\u0645\u0627\u0630\u0627 \u0647\u064a \u0645\u0647\u0645\u0629 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u062a\u0648\u0646\u0633\u064a<\/h3>\n<p>\u062a\u064f\u0634\u0643\u0651\u0644 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0628\u0627\u0644\u062e\u0627\u0631\u062c \u0645\u0635\u062f\u0631\u064b\u0627 \u0645\u0647\u0645\u064b\u0627 \u0644\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0635\u0639\u0628\u0629: \u0628\u064a\u0627\u0646\u0627\u062a \u0631\u0633\u0645\u064a\u0629 \u0645\u0624\u0642\u062a\u0629 \u062a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0645\u0644\u062d\u0648\u0638\u0629 \u0641\u064a \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0623\u062e\u064a\u0631\u0629\u060c \u0641\u0645\u062b\u0644\u0627\u064b \u0633\u062c\u0651\u0644\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a 3.05 \u0645\u0644\u064a\u0627\u0631 \u062f\u064a\u0646\u0627\u0631 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u062e\u0645\u0633\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0645\u0646 2024\u060c \u0641\u064a\u0645\u0627 \u062a\u0631\u0627\u0643\u0645\u062a \u0623\u0631\u0642\u0627\u0645 \u0633\u0646\u0648\u064a\u0629 \u0623\u0639\u0644\u0649 \u0644\u0627\u062d\u0642\u064b\u0627 \u0648\u0641\u0642 \u0646\u0634\u0631\u0627\u062a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a. \u0647\u0630\u0627 \u0627\u0644\u0646\u0642\u062f \u064a\u0646\u0639\u0643\u0633 \u0645\u0628\u0627\u0634\u0631\u0629 \u0639\u0644\u0649 \u0627\u062d\u062a\u064a\u0627\u0637\u0627\u062a \u0627\u0644\u0628\u0644\u0627\u062f \u0648\u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0627\u0644\u0645\u062d\u0644\u064a. \uea013\uea02<\/p>\n<\/section>\n<section>\n<h3>\u0645\u062e\u0627\u0637\u0631 \u0639\u0645\u0644\u064a\u0629: \u0632\u064a\u0627\u062f\u0627\u062a \u0641\u064a \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0648\u062a\u0623\u062e\u064a\u0631\u0627\u062a \u0623\u0648 \u062a\u062d\u0648\u0644 \u0644\u0644\u0642\u0646\u0648\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0631\u0633\u0645\u064a\u0629<\/h3>\n<p>\u0645\u0646 \u0627\u0644\u0622\u062b\u0627\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629: \u0627\u0631\u062a\u0641\u0627\u0639 \u0631\u0633\u0640\u0648\u0645 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0628\u0646\u0643\u064a (\u0628\u0633\u0628\u0628 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644)\u060c \u0628\u0637\u0621 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u062d\u0648\u0627\u0644\u0627\u062a \u062d\u064a\u0646 \u062a\u062d\u062a\u0627\u062c \u0641\u0631\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0625\u0644\u0649 \u0645\u0631\u0627\u062c\u0639\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629\u060c \u0648\u0631\u0628\u0645\u0627 \u0625\u063a\u0644\u0627\u0642 \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u0647\u064a\u0643\u0644\u0629 \u0641\u0631\u0648\u0639 \u0644\u0627 \u062a\u0641\u064a \u0628\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0627\u062a\u062d\u0627\u062f. \u0648\u0647\u0648 \u0645\u0627 \u0642\u062f \u064a\u062f\u0641\u0639 \u0628\u0639\u0636 \u0627\u0644\u0645\u0631\u0633\u0644\u064a\u0646\/\u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0650\u0644\u064a\u0646 \u0644\u0644\u0628\u062d\u062b \u0639\u0646 \u0642\u0646\u0648\u0627\u062a \u0628\u062f\u064a\u0644\u0629 \u0623\u0642\u0644 \u0623\u0645\u0627\u0646\u064b\u0627. \uea014\uea02<\/p>\n<\/section>\n<div class=\"adsense\">\n <br \/>\n<ins class=\"adsbygoogle\"\n style=\"display:block\"\n data-ad-client=\"ca-pub-8850810724347453\"\n data-ad-slot=\"4465275808\"\n data-ad-format=\"auto\"\n data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<section>\n<h3>\u062e\u064a\u0627\u0631\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u0644\u062a\u062e\u0641\u064a\u0641 \u0627\u0644\u0623\u062b\u0631 (\u0645\u0642\u062a\u0631\u062d\u0627\u062a \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0637\u0628\u064a\u0642)<\/h3>\n<ol>\n<li>\n <strong>\u062a\u0633\u0631\u064a\u0639 \u0631\u0642\u0645\u0646\u0629 \u0642\u0646\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644:<\/strong><br \/>\n\u062a\u0634\u062c\u064a\u0639 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0629 \u0639\u0644\u0649 \u0631\u0628\u0637 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0628\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 (ISO 20022) \u0648\u0627\u0644\u062a\u0642\u0627\u0631\u0628 \u0645\u0639 \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0648\u0645\u0648\u0641\u0631\u064a \u062d\u0644\u0648\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0628\u062a\u0643\u0631\u064a\u0646 \u0644\u062a\u0642\u0644\u064a\u0635 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0648\u0648\u0642\u062a \u0627\u0644\u062a\u0646\u0641\u064a\u0630. (\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 SEPA \u0645\u0645\u0643\u0646 \u0639\u0628\u0631 \u0639\u0644\u0627\u0642\u0627\u062a \u0645\u0631\u0627\u0633\u0644\u0629 \u0623\u0648 \u0639\u0628\u0631 \u0645\u0632\u0648\u0651\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 \u0645\u0631\u062e\u0651\u0635\u064a\u0646). \uea015\uea02<\/li>\n<li>\n <strong>\u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0627\u0644\u062f\u0628\u0644\u0648\u0645\u0627\u0633\u064a \u0648\u0627\u0644\u0645\u0627\u0644\u064a \u0645\u0639 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a:<\/strong><br \/>\n\u0641\u062a\u062d \u0642\u0646\u0648\u0627\u062a \u062a\u0641\u0627\u0648\u0636\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0629 \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0646 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u064a\u0646 \u0644\u062a\u0648\u0636\u064a\u062d \u062e\u0635\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u062c\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0629 \u0648\u0625\u064a\u062c\u0627\u062f \u062a\u0631\u062a\u064a\u0628\u0627\u062a \u0645\u0631\u062d\u0644\u064a\u0629 \u0623\u0648 \u062a\u0642\u0646\u064a\u0627\u062a \u062a\u062f\u0639\u0645 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u062f\u0648\u0646 \u0642\u0637\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629. \uea016\uea02<\/li>\n<li>\n <strong>\u062a\u062d\u0641\u064a\u0632 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0646 \u0627\u0644\u062e\u0627\u0631\u062c:<\/strong><br \/>\n\u0625\u0637\u0644\u0627\u0642 \u0645\u0646\u062a\u062c\u0627\u062a \u0628\u0646\u0643\u064a\u0629 \u0648\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0651\u0629 \u0645\u063a\u0631\u064a\u0629 \u0645\u0648\u062c\u0651\u0647\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 (\u0648\u062f\u0627\u0626\u0639 \u0628\u0623\u062c\u0644\u060c \u0634\u0647\u0627\u062f\u0627\u062a \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0635\u0639\u0628\u0629\u060c \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u062d\u0644\u064a\u0629\/\u0645\u0634\u062a\u0631\u0643\u0629) \u0644\u062a\u0642\u0644\u064a\u0644 \u0646\u0632\u0639\u0629 \u0627\u0644\u0627\u0633\u062a\u063a\u0646\u0627\u0621 \u0639\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u0646\u0643\u064a \u0628\u0633\u0628\u0628 \u0627\u0644\u0631\u0633\u0648\u0645.<\/li>\n<li>\n <strong>\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629:<\/strong><br \/>\n\u062a\u062d\u0633\u064a\u0646 \u0642\u062f\u0631\u0627\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0629 \u0641\u064a \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u062a\u0645\u0643\u064a\u0646\u0647\u0627 \u0645\u0646 \u062a\u0644\u0628\u064a\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a KYC\/AML \u0628\u0623\u0633\u0627\u0644\u064a\u0628 \u062a\u0642\u0644\u0651\u0635 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 (\u0623\u062a\u0645\u062a\u0629\u060c \u062a\u0628\u0627\u062f\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0622\u0645\u0646\u060c \u0645\u0646\u0635\u0627\u062a \u0645\u0648\u062d\u062f\u0629 \u0644\u0644\u062a\u0639\u0631\u0651\u0641 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621). \uea017\uea02<\/li>\n<\/ol>\n<\/section>\n<section>\n<h3>\u0645\u0627\u0630\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0641\u0639\u0644 \u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u0648\u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0622\u0646\u061f<\/h3>\n<p>\u0646\u0635\u0627\u0626\u062d \u0642\u0635\u064a\u0631\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0648\u0623\u0633\u0631\u0647\u0645 \u0641\u064a \u062a\u0648\u0646\u0633: \u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u0639\u0631\u0648\u0636 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0642\u0628\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u060c \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u062d\u0644\u0648\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0645\u0631\u062e\u0651\u0635\u0629\u060c \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0633\u0627\u0628\u0627\u062a \u0628\u0646\u0643\u064a\u0629 \u0641\u064a \u062f\u0648\u0644 SEPA \u0639\u0646\u062f \u0627\u0644\u0625\u0645\u0643\u0627\u0646 \u0644\u062a\u0642\u0644\u064a\u0644 \u0631\u0633\u0648\u0645 \u0627\u0644\u0635\u0631\u0641\u060c \u0648\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0648\u062b\u0627\u0626\u0642 \u0648\u0627\u0636\u062d\u0629 \u0648\u0645\u062d\u062f\u062b\u0629 \u0644\u062a\u0633\u0631\u064a\u0639 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062d\u0642\u0642 \u0639\u0646\u062f \u0627\u0644\u0637\u0644\u0628. \uea018\uea02<\/p>\n<\/section>\n<footer>\n \u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644 \u0648\u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0631\u0633\u0645\u064a\u0629:<br \/>\n<a href=\"https:\/\/www.amla.europa.eu\/about-amla_en\" target=\"_blank\" rel=\"noopener noreferrer\">\u0635\u0641\u062d\u0629 AMLA \u0627\u0644\u0631\u0633\u0645\u064a\u0629<\/a>\u060c<br \/>\n<a href=\"https:\/\/eur-lex.europa.eu\/eli\/reg\/2024\/1620\/oj\" target=\"_blank\" rel=\"noopener noreferrer\">\u0646\u0635\u0651 \u0627\u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a (EUR-Lex)<\/a>\u060c<br \/>\n<a href=\"https:\/\/www.europeanpaymentscouncil.eu\" target=\"_blank\" rel=\"noopener noreferrer\">\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646 SEPA – European Payments Council<\/a>\u060c<br \/>\n\u0648\u0645\u0642\u0627\u0644\u0627\u062a \u062a\u062d\u0644\u064a\u0644\u064a\u0629 \u0648\u0645\u0631\u0627\u062c\u0639\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0639\u0646 \u0622\u062b\u0627\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0639\u0644\u0649 \u0627\u0644\u0641\u0631\u0648\u0639 \u0648\u0627\u0644\u062c\u0647\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629. \uea019\uea02<\/p>\n<p>\u062a\u0628\u0648\u064a\u0628 \u0627\u0644\u0645\u0635\u0627\u062f\u0631: \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u062a\u0648\u0646\u0633\u064a \u062d\u0648\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a (BCT)\u060c \u062a\u0642\u0627\u0631\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0645\u0646 \u0645\u0643\u0627\u062a\u0628 \u0627\u0633\u062a\u0634\u0627\u0631\u064a\u0629 \u062f\u0648\u0644\u064a\u0629 (Baker McKenzie\u060c DLA Piper)\u060c \u0648\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0628\u0646\u0648\u0643 \u0648\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u062a\u062e\u0635\u0651\u0635\u0629. \uea0110\uea02<\/p>\n<p>\u062e\u062a\u0627\u0645\u064a\u0629: \u062a\u0628\u0642\u0649 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0646 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0634\u0631\u064a\u0627\u0646\u064b\u0627 \u062d\u064a\u0648\u064a\u064b\u0627 \u0644\u0627\u0642\u062a\u0635\u0627\u062f \u062a\u0648\u0646\u0633\u061b \u0644\u0630\u0644\u0643\u060c \u062a\u062d\u062a\u0627\u062c \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0625\u0644\u0649 \u062a\u0646\u0633\u064a\u0642 \u0633\u0631\u064a\u0639 \u0648\u0645\u0631\u0646 \u0644\u0636\u0645\u0627\u0646 \u0628\u0642\u0627\u0621 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u062c\u0630\u0651\u0627\u0628\u0629 \u0648\u0622\u0645\u0646\u0629 \u0648\u0628\u062a\u0643\u0644\u0641\u0629 \u0645\u0639\u0642\u0648\u0644\u0629 \u0644\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0648\u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a.<\/p>\n<p style=\"margin-top:12px;\">\n \u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0645\u0642\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0632\u0648\u0631\u0648\u0627: <a href=\"https:\/\/www.tunimedia.tn\/ar\" target=\"_blank\" rel=\"noopener noreferrer\">www.tunimedia.tn\/ar<\/a><\/p>\n<div 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\u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0648\u0646 \u0641\u064a \u0627\u0644\u0645\u0647\u062c\u0631 \u062b\u0645\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u061f\",<br \/>\n \"image\": [\"https:\/\/images.unsplash.com\/photo-1526378720276-0d6e6d43b9d9?q=80&w=2000&auto=format&fit=crop&crop=entropy\"],<br \/>\n \"datePublished\": \"2025-08-31T10:00:00+01:00\",<br \/>\n \"author\": {<br \/>\n \"@type\": \"Person\",<br \/>\n \"name\": \"\u0641\u0631\u064a\u0642 \u0627\u0644\u062a\u062d\u0631\u064a\u0631 - Tunimedia\"<br \/>\n },<br \/>\n \"publisher\": {<br \/>\n \"@type\": \"Organization\",<br \/>\n \"name\": \"Tunimedia\",<br \/>\n \"logo\": {<br \/>\n \"@type\": \"ImageObject\",<br \/>\n \"url\": \"https:\/\/www.tunimedia.tn\/logo.png\"<br \/>\n }<br \/>\n },<br \/>\n \"description\": \"\u062a\u062d\u0644\u064a\u0644 \u0644\u062a\u062f\u0627\u0639\u064a\u0627\u062a \u0625\u0646\u0634\u0627\u0621 '\u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644' \u0639\u0644\u0649 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0628\u0627\u0644\u062e\u0627\u0631\u062c \u0648\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u062e\u0641\u064a\u0641.\"<br \/>\n }<br \/>\n <\/script><br \/>\n<\/body><br \/>\n<\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u062a\u0634\u0631\u064a\u0639 \u0623\u0648\u0631\u0648\u0628\u064a \u062c\u062f\u064a\u062f \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0642\u062f \u064a\u0631\u0641\u0639 \u0643\u0644\u0641\u0629 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0628\u0627\u0644\u062e\u0627\u0631\u062c \u062a\u0623\u062b\u064a\u0631 \u00abAMLA\u00bb \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a: \u0647\u0644 \u0633\u064a\u062f\u0641\u0639 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0648\u0646 \u0641\u064a \u0627\u0644\u0645\u0647\u062c\u0631 \u062b\u0645\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u061f \u0646\u0634\u0631 \u0641\u064a: 31 \u0623\u0648\u062a 2025 \u2014 \u0628\u0642\u0644\u0645: \u0641\u0631\u064a\u0642 \u0627\u0644\u062a\u062d\u0631\u064a\u0631 | \u0627\u0642\u062a\u0635\u0640\u0627\u062f \u0645\u0634\u0631\u0648\u0639 \u062a\u0634\u0631\u064a\u0639\u064a \u0623\u0648\u0631\u0648\u0628\u064a \u062c\u062f\u064a\u062f \u064a\u0642\u0636\u064a \u0628\u0625\u0646\u0634\u0627\u0621 “\u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644” (AMLA) \u0648\u0628\u062a\u0648\u062d\u064a\u062f \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0642\u062f 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{"id":61362,"date":"2025-08-31T22:42:37","date_gmt":"2025-08-31T20:42:37","guid":{"rendered":"https:\/\/tunimedia.tn\/ar\/%d8%aa%d8%ad%d8%b0%d9%8a%d8%b1-%d9%85%d9%86-%d8%a7%d8%b1%d8%aa%d9%81%d8%a7%d8%b9-%d8%b1%d8%b3%d9%88%d9%85-%d8%a7%d9%84%d8%ad%d9%88%d8%a7%d9%84%d8%a7%d8%aa-%d9%85%d9%86-%d8%a7%d9%84%d8%ae%d8%a7%d8%b1\/"},"modified":"2025-08-31T22:42:37","modified_gmt":"2025-08-31T20:42:37","slug":"%d8%aa%d8%ad%d8%b0%d9%8a%d8%b1-%d9%85%d9%86-%d8%a7%d8%b1%d8%aa%d9%81%d8%a7%d8%b9-%d8%b1%d8%b3%d9%88%d9%85-%d8%a7%d9%84%d8%ad%d9%88%d8%a7%d9%84%d8%a7%d8%aa-%d9%85%d9%86-%d8%a7%d9%84%d8%ae%d8%a7%d8%b1","status":"publish","type":"post","link":"https:\/\/tunimedia.tn\/ar\/%d8%aa%d8%ad%d8%b0%d9%8a%d8%b1-%d9%85%d9%86-%d8%a7%d8%b1%d8%aa%d9%81%d8%a7%d8%b9-%d8%b1%d8%b3%d9%88%d9%85-%d8%a7%d9%84%d8%ad%d9%88%d8%a7%d9%84%d8%a7%d8%aa-%d9%85%d9%86-%d8%a7%d9%84%d8%ae%d8%a7%d8%b1\/","title":{"rendered":"\u062a\u062d\u0630\u064a\u0631 \u0645\u0646 \u0627\u0631\u062a\u0641\u0627\u0639 \u0631\u0633\u0648\u0645 \u0627\u0644\u062d\u0648\u0627\u0644\u0627\u062a \u0645\u0646 \u0627\u0644\u062e\u0627\u0631\u062c: \u0645\u0627\u0630\u0627 \u062a\u062e\u0628\u0626 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u061f"},"content":{"rendered":"

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\n\u062a\u0634\u0631\u064a\u0639 \u0623\u0648\u0631\u0648\u0628\u064a \u062c\u062f\u064a\u062f \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0642\u062f \u064a\u0631\u0641\u0639 \u0643\u0644\u0641\u0629 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0628\u0627\u0644\u062e\u0627\u0631\u062c<\/title><br \/>\n<meta name=\"description\" content=\"\u0645\u0634\u0631\u0648\u0639 \u0625\u0646\u0634\u0627\u0621 '\u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644' (AMLA) \u0648\u062a\u0637\u0628\u064a\u0642 \u0642\u0648\u0627\u0639\u062f \u0645\u0648\u062d\u0651\u062f\u0629 \u0642\u062f \u064a\u0646\u0639\u0643\u0633 \u0628\u0632\u064a\u0627\u062f\u0629 \u0643\u0644\u0641\u0629 \u0648\u062a\u0623\u062e\u0651\u0631 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0628\u0623\u0648\u0631\u0648\u0628\u0627. \u062a\u062d\u0644\u064a\u0644 \u0644\u062a\u062f\u0627\u0639\u064a\u0627\u062a\u0647 \u0648\u062e\u064a\u0627\u0631\u0627\u062a \u062a\u062e\u0641\u064a\u0641 \u0627\u0644\u0623\u062b\u0631.\"\/><br \/>\n<meta name=\"keywords\" content=\"\u062a\u062d\u0648\u064a\u0644\u0627\u062a\u060c \u062a\u0648\u0646\u0633\u060c AMLA\u060c \u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c SEPA\u060c \u0628\u0646\u0648\u0643\u060c \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646\"\/>\n <link rel=\"canonical\" href=\"https:\/\/www.tunimedia.tn\/ar\/aml-impact-remittances-2025.html\"\/>\n<style>\n \/* \u062a\u0635\u0645\u064a\u0645 \u0628\u0633\u064a\u0637 \u0648\u062d\u062f\u064a\u062b \u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u0639\u062f\u064a\u0644 *\/<br \/>\n body{font-family: \"Segoe UI\", Tahoma, Arial, \"Noto Naskh Arabic\", sans-serif; line-height:1.7; color:#111; margin:0; padding:0; background:#fff;}<br \/>\n .container{max-width:900px;margin:24px auto;padding:18px;}<br \/>\n header img{width:100%;height:auto;object-fit:cover; aspect-ratio:3\/2;}<br \/>\n h2.title{font-size:1.35em;margin:10px 0 6px;}<br \/>\n .meta{color:#666;font-size:0.9em;margin-bottom:14px;}<br \/>\n article section{margin:14px 0;}<br \/>\n .lead{font-weight:600;}<br \/>\n .adsense{margin:18px 0;text-align:center;}<br \/>\n footer{border-top:1px solid #eee;padding-top:12px;margin-top:18px;color:#555;font-size:0.9em;}<br \/>\n @media (max-width:600px){.container{padding:12px}}<br \/>\n <\/style>\n<p><\/head><br \/>\n<body><\/p>\n<div class=\"container\">\n<header>\n <br \/>\n<img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1526378720276-0d6e6d43b9d9?q=80&w=2000&auto=format&fit=crop&crop=entropy\" alt=\"\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0648\u0645\u0624\u0633\u0633\u0627\u062a \u0628\u0646\u0643\u064a\u0629\" \/><\/p>\n<h2 class=\"title\">\u062a\u0623\u062b\u064a\u0631 \u00abAMLA\u00bb \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a: \u0647\u0644 \u0633\u064a\u062f\u0641\u0639 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0648\u0646 \u0641\u064a \u0627\u0644\u0645\u0647\u062c\u0631 \u062b\u0645\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u061f<\/h2>\n<div class=\"meta\">\u0646\u0634\u0631 \u0641\u064a: 31 \u0623\u0648\u062a 2025 \u2014 \u0628\u0642\u0644\u0645: \u0641\u0631\u064a\u0642 \u0627\u0644\u062a\u062d\u0631\u064a\u0631 | \u0627\u0642\u062a\u0635\u0640\u0627\u062f<\/div>\n<\/header>\n<article itemscope itemtype=\"https:\/\/schema.org\/NewsArticle\">\n <meta itemprop=\"mainEntityOfPage\" content=\"https:\/\/www.tunimedia.tn\/ar\/aml-impact-remittances-2025.html\"\/><br \/>\n<meta itemprop=\"headline\" content=\"\u062a\u0623\u062b\u064a\u0631 \u00abAMLA\u00bb \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a: \u0647\u0644 \u0633\u064a\u062f\u0641\u0639 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0648\u0646 \u0641\u064a \u0627\u0644\u0645\u0647\u062c\u0631 \u062b\u0645\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u061f\"\/><br \/>\n<meta itemprop=\"author\" content=\"\u0641\u0631\u064a\u0642 \u0627\u0644\u062a\u062d\u0631\u064a\u0631 - Tunimedia\"\/><br \/>\n<meta itemprop=\"publisher\" content=\"Tunimedia\"\/><br \/>\n<meta itemprop=\"datePublished\" content=\"2025-08-31T10:00:00+01:00\"\/><\/p>\n<section class=\"lead\">\n \u0645\u0634\u0631\u0648\u0639 \u062a\u0634\u0631\u064a\u0639\u064a \u0623\u0648\u0631\u0648\u0628\u064a \u062c\u062f\u064a\u062f \u064a\u0642\u0636\u064a \u0628\u0625\u0646\u0634\u0627\u0621 “\u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644” (AMLA) \u0648\u0628\u062a\u0648\u062d\u064a\u062f \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0642\u062f \u064a\u062d\u0645\u0644 \u062a\u0623\u062b\u064a\u0631\u0627\u062a \u0641\u0639\u0644\u064a\u0629 \u0639\u0644\u0649 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627\u060c \u062e\u0635\u0648\u0635\u064b\u0627 \u0623\u0646 \u062c\u0632\u0621\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0645\u0646\u0647\u0627 \u064a\u0645\u0631 \u0639\u0628\u0631 \u0628\u0646\u0648\u0643 \u0648\u0641\u0631\u0648\u0639 \u062a\u0639\u0645\u0644 \u0636\u0645\u0646 \u0627\u0644\u0625\u0642\u0644\u064a\u0645 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a. \uea010\uea02<\/p>\n<\/section>\n<section>\n<h3>\u0645\u0627 \u0647\u064a AMLA \u0648\u0645\u062a\u0649 \u062f\u062e\u0644\u062a \u062d\u064a\u0632 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u061f<\/h3>\n<p>\u0623\u064f\u0642\u0650\u0631\u0651\u062a \u062d\u0632\u0645\u0629 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u064f\u0646\u0634\u0626 AMLA \u0641\u064a 2024\u060c \u0648\u062f\u062e\u0644\u062a \u0628\u0639\u0636 \u0623\u062d\u0643\u0627\u0645\u0647\u0627 \u062d\u064a\u0632 \u0627\u0644\u0646\u0641\u0627\u0630 \u0627\u0639\u062a\u0628\u0627\u0631\u064b\u0627 \u0645\u0646 26 \u064a\u0648\u0646\u064a\u0648 2024\u060c \u0645\u0639 \u062a\u0637\u0628\u064a\u0642 \u062a\u062f\u0631\u064a\u062c\u064a \u0644\u0628\u0646\u0648\u062f \u0623\u062e\u0631\u0649 \u0644\u0627\u062d\u0642\u064b\u0627. \u0627\u0644\u0647\u064a\u0626\u0629 \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062a\u0648\u062d\u064a\u062f \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0648\u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0639\u0644\u0649 \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u062f\u0627\u062e\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f. \uea011\uea02<\/p>\n<\/section>\n<section>\n<h3>\u0644\u0645\u0627\u0630\u0627 \u064a\u0647\u0645 \u0630\u0644\u0643 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 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\u062a\u0648\u0646\u0633\u064a\u0629 \u062a\u0639\u0645\u0644 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627\u060c \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u062d\u0642\u0642 \u0623\u0634\u062f\u0651 (KYC\/EDD) \u0642\u062f \u062a\u0646\u0639\u0643\u0633 \u0639\u0644\u0649 \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0623\u0645\u062f\u0651\u0647\u0627. \uea012\uea02<\/p>\n<\/section>\n<section>\n<h3>\u062d\u062c\u0645 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0648\u0644\u0645\u0627\u0630\u0627 \u0647\u064a \u0645\u0647\u0645\u0629 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u062a\u0648\u0646\u0633\u064a<\/h3>\n<p>\u062a\u064f\u0634\u0643\u0651\u0644 \u062a\u062d\u0648\u064a\u0644\u0627\u062a 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\u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0648\u0648\u0642\u062a \u0627\u0644\u062a\u0646\u0641\u064a\u0630. (\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 SEPA \u0645\u0645\u0643\u0646 \u0639\u0628\u0631 \u0639\u0644\u0627\u0642\u0627\u062a \u0645\u0631\u0627\u0633\u0644\u0629 \u0623\u0648 \u0639\u0628\u0631 \u0645\u0632\u0648\u0651\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 \u0645\u0631\u062e\u0651\u0635\u064a\u0646). \uea015\uea02<\/li>\n<li>\n <strong>\u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0627\u0644\u062f\u0628\u0644\u0648\u0645\u0627\u0633\u064a \u0648\u0627\u0644\u0645\u0627\u0644\u064a \u0645\u0639 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a:<\/strong><br \/>\n\u0641\u062a\u062d \u0642\u0646\u0648\u0627\u062a \u062a\u0641\u0627\u0648\u0636\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0629 \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0646 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u064a\u0646 \u0644\u062a\u0648\u0636\u064a\u062d \u062e\u0635\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u062c\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0629 \u0648\u0625\u064a\u062c\u0627\u062f \u062a\u0631\u062a\u064a\u0628\u0627\u062a \u0645\u0631\u062d\u0644\u064a\u0629 \u0623\u0648 \u062a\u0642\u0646\u064a\u0627\u062a \u062a\u062f\u0639\u0645 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u062f\u0648\u0646 \u0642\u0637\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629. \uea016\uea02<\/li>\n<li>\n <strong>\u062a\u062d\u0641\u064a\u0632 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0646 \u0627\u0644\u062e\u0627\u0631\u062c:<\/strong><br \/>\n\u0625\u0637\u0644\u0627\u0642 \u0645\u0646\u062a\u062c\u0627\u062a \u0628\u0646\u0643\u064a\u0629 \u0648\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0651\u0629 \u0645\u063a\u0631\u064a\u0629 \u0645\u0648\u062c\u0651\u0647\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 (\u0648\u062f\u0627\u0626\u0639 \u0628\u0623\u062c\u0644\u060c \u0634\u0647\u0627\u062f\u0627\u062a \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0635\u0639\u0628\u0629\u060c \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u062d\u0644\u064a\u0629\/\u0645\u0634\u062a\u0631\u0643\u0629) \u0644\u062a\u0642\u0644\u064a\u0644 \u0646\u0632\u0639\u0629 \u0627\u0644\u0627\u0633\u062a\u063a\u0646\u0627\u0621 \u0639\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u0646\u0643\u064a \u0628\u0633\u0628\u0628 \u0627\u0644\u0631\u0633\u0648\u0645.<\/li>\n<li>\n <strong>\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629:<\/strong><br \/>\n\u062a\u062d\u0633\u064a\u0646 \u0642\u062f\u0631\u0627\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0629 \u0641\u064a \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u062a\u0645\u0643\u064a\u0646\u0647\u0627 \u0645\u0646 \u062a\u0644\u0628\u064a\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a KYC\/AML \u0628\u0623\u0633\u0627\u0644\u064a\u0628 \u062a\u0642\u0644\u0651\u0635 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 (\u0623\u062a\u0645\u062a\u0629\u060c \u062a\u0628\u0627\u062f\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0622\u0645\u0646\u060c \u0645\u0646\u0635\u0627\u062a \u0645\u0648\u062d\u062f\u0629 \u0644\u0644\u062a\u0639\u0631\u0651\u0641 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621). \uea017\uea02<\/li>\n<\/ol>\n<\/section>\n<section>\n<h3>\u0645\u0627\u0630\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0641\u0639\u0644 \u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u0648\u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0622\u0646\u061f<\/h3>\n<p>\u0646\u0635\u0627\u0626\u062d \u0642\u0635\u064a\u0631\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0648\u0623\u0633\u0631\u0647\u0645 \u0641\u064a \u062a\u0648\u0646\u0633: \u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u0639\u0631\u0648\u0636 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0642\u0628\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u060c \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u062d\u0644\u0648\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0645\u0631\u062e\u0651\u0635\u0629\u060c \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0633\u0627\u0628\u0627\u062a \u0628\u0646\u0643\u064a\u0629 \u0641\u064a \u062f\u0648\u0644 SEPA \u0639\u0646\u062f \u0627\u0644\u0625\u0645\u0643\u0627\u0646 \u0644\u062a\u0642\u0644\u064a\u0644 \u0631\u0633\u0648\u0645 \u0627\u0644\u0635\u0631\u0641\u060c \u0648\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0648\u062b\u0627\u0626\u0642 \u0648\u0627\u0636\u062d\u0629 \u0648\u0645\u062d\u062f\u062b\u0629 \u0644\u062a\u0633\u0631\u064a\u0639 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062d\u0642\u0642 \u0639\u0646\u062f \u0627\u0644\u0637\u0644\u0628. \uea018\uea02<\/p>\n<\/section>\n<footer>\n \u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644 \u0648\u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0631\u0633\u0645\u064a\u0629:<br \/>\n<a href=\"https:\/\/www.amla.europa.eu\/about-amla_en\" target=\"_blank\" rel=\"noopener noreferrer\">\u0635\u0641\u062d\u0629 AMLA \u0627\u0644\u0631\u0633\u0645\u064a\u0629<\/a>\u060c<br \/>\n<a href=\"https:\/\/eur-lex.europa.eu\/eli\/reg\/2024\/1620\/oj\" target=\"_blank\" rel=\"noopener noreferrer\">\u0646\u0635\u0651 \u0627\u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a (EUR-Lex)<\/a>\u060c<br \/>\n<a href=\"https:\/\/www.europeanpaymentscouncil.eu\" target=\"_blank\" rel=\"noopener noreferrer\">\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646 SEPA – European Payments Council<\/a>\u060c<br \/>\n\u0648\u0645\u0642\u0627\u0644\u0627\u062a \u062a\u062d\u0644\u064a\u0644\u064a\u0629 \u0648\u0645\u0631\u0627\u062c\u0639\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0639\u0646 \u0622\u062b\u0627\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0639\u0644\u0649 \u0627\u0644\u0641\u0631\u0648\u0639 \u0648\u0627\u0644\u062c\u0647\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629. \uea019\uea02<\/p>\n<p>\u062a\u0628\u0648\u064a\u0628 \u0627\u0644\u0645\u0635\u0627\u062f\u0631: \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u062a\u0648\u0646\u0633\u064a \u062d\u0648\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a (BCT)\u060c \u062a\u0642\u0627\u0631\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0645\u0646 \u0645\u0643\u0627\u062a\u0628 \u0627\u0633\u062a\u0634\u0627\u0631\u064a\u0629 \u062f\u0648\u0644\u064a\u0629 (Baker McKenzie\u060c DLA Piper)\u060c \u0648\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0628\u0646\u0648\u0643 \u0648\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u062a\u062e\u0635\u0651\u0635\u0629. \uea0110\uea02<\/p>\n<p>\u062e\u062a\u0627\u0645\u064a\u0629: \u062a\u0628\u0642\u0649 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0646 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0634\u0631\u064a\u0627\u0646\u064b\u0627 \u062d\u064a\u0648\u064a\u064b\u0627 \u0644\u0627\u0642\u062a\u0635\u0627\u062f \u062a\u0648\u0646\u0633\u061b \u0644\u0630\u0644\u0643\u060c \u062a\u062d\u062a\u0627\u062c \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0625\u0644\u0649 \u062a\u0646\u0633\u064a\u0642 \u0633\u0631\u064a\u0639 \u0648\u0645\u0631\u0646 \u0644\u0636\u0645\u0627\u0646 \u0628\u0642\u0627\u0621 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u062c\u0630\u0651\u0627\u0628\u0629 \u0648\u0622\u0645\u0646\u0629 \u0648\u0628\u062a\u0643\u0644\u0641\u0629 \u0645\u0639\u0642\u0648\u0644\u0629 \u0644\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0648\u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a.<\/p>\n<p style=\"margin-top:12px;\">\n \u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0645\u0642\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0632\u0648\u0631\u0648\u0627: <a href=\"https:\/\/www.tunimedia.tn\/ar\" target=\"_blank\" rel=\"noopener noreferrer\">www.tunimedia.tn\/ar<\/a><\/p>\n<div class=\"adsense\" style=\"margin-top:12px;\">\n <br \/>\n<ins class=\"adsbygoogle\"\n style=\"display:block\"\n data-ad-client=\"ca-pub-8850810724347453\"\n data-ad-slot=\"6722829553\"\n data-ad-format=\"auto\"\n data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<\/footer>\n<\/article>\n<\/div>\n<p><br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><\/p>\n<p><br \/>\n<script type=\"application\/ld+json\"><br \/>\n {<br \/>\n \"@context\": \"https:\/\/schema.org\",<br \/>\n \"@type\": \"NewsArticle\",<br \/>\n \"mainEntityOfPage\": {<br \/>\n \"@type\": \"WebPage\",<br \/>\n \"@id\": \"https:\/\/www.tunimedia.tn\/ar\/aml-impact-remittances-2025.html\"<br \/>\n },<br \/>\n \"headline\": \"\u062a\u0623\u062b\u064a\u0631 \u00abAMLA\u00bb \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a: \u0647\u0644 \u0633\u064a\u062f\u0641\u0639 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0648\u0646 \u0641\u064a \u0627\u0644\u0645\u0647\u062c\u0631 \u062b\u0645\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u061f\",<br \/>\n \"image\": [\"https:\/\/images.unsplash.com\/photo-1526378720276-0d6e6d43b9d9?q=80&w=2000&auto=format&fit=crop&crop=entropy\"],<br \/>\n \"datePublished\": \"2025-08-31T10:00:00+01:00\",<br \/>\n \"author\": {<br \/>\n \"@type\": \"Person\",<br \/>\n \"name\": \"\u0641\u0631\u064a\u0642 \u0627\u0644\u062a\u062d\u0631\u064a\u0631 - Tunimedia\"<br \/>\n },<br \/>\n \"publisher\": {<br \/>\n \"@type\": \"Organization\",<br \/>\n \"name\": \"Tunimedia\",<br \/>\n \"logo\": {<br \/>\n \"@type\": \"ImageObject\",<br \/>\n \"url\": \"https:\/\/www.tunimedia.tn\/logo.png\"<br \/>\n }<br \/>\n },<br \/>\n \"description\": \"\u062a\u062d\u0644\u064a\u0644 \u0644\u062a\u062f\u0627\u0639\u064a\u0627\u062a \u0625\u0646\u0634\u0627\u0621 '\u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644' \u0639\u0644\u0649 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0628\u0627\u0644\u062e\u0627\u0631\u062c \u0648\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u062e\u0641\u064a\u0641.\"<br \/>\n }<br \/>\n <\/script><br \/>\n<\/body><br \/>\n<\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u062a\u0634\u0631\u064a\u0639 \u0623\u0648\u0631\u0648\u0628\u064a \u062c\u062f\u064a\u062f \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0642\u062f \u064a\u0631\u0641\u0639 \u0643\u0644\u0641\u0629 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u064a\u0646 \u0628\u0627\u0644\u062e\u0627\u0631\u062c \u062a\u0623\u062b\u064a\u0631 \u00abAMLA\u00bb \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a: \u0647\u0644 \u0633\u064a\u062f\u0641\u0639 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0648\u0646 \u0641\u064a \u0627\u0644\u0645\u0647\u062c\u0631 \u062b\u0645\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u061f \u0646\u0634\u0631 \u0641\u064a: 31 \u0623\u0648\u062a 2025 \u2014 \u0628\u0642\u0644\u0645: \u0641\u0631\u064a\u0642 \u0627\u0644\u062a\u062d\u0631\u064a\u0631 | \u0627\u0642\u062a\u0635\u0640\u0627\u062f \u0645\u0634\u0631\u0648\u0639 \u062a\u0634\u0631\u064a\u0639\u064a \u0623\u0648\u0631\u0648\u0628\u064a \u062c\u062f\u064a\u062f \u064a\u0642\u0636\u064a \u0628\u0625\u0646\u0634\u0627\u0621 “\u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644” (AMLA) 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